/* vanilla base reset (no framework) */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--z130df-font, system-ui, -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif); line-height: 1.5; color: var(--z130df-ink, #111); background: var(--z130df-bg, #fff); }
h1, h2, h3, h4, h5, h6 { font-family: var(--z130df-font-display, var(--z130df-font, system-ui, sans-serif)); }
img, svg, video, canvas { max-width: 100%; height: auto; }
a { color: inherit; }
*:focus-visible { outline: 2px solid var(--z130df-primary, #2563eb); outline-offset: 2px; }
/* visibility shim for framework toggles */
.hidden { display: none !important; }

/* design tokens */
:root {
  --z130df-primary: #0B3D91;
  --z130df-secondary: #1F6FEB;
  --z130df-accent: #FF6B35;
  --z130df-ink: #0B1220;
  --z130df-slate: #4B5563;
  --z130df-mist: #EEF2F7;
  --z130df-border: #D6DCE3;
  --z130df-surface: #FFFFFF;
  --z130df-bg: #F3F5F7;
  --z130df-text: #0F172A;
  --z130df-font: 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif;
  --z130df-font-display: 'Optima', 'Segoe UI', Candara, 'Gill Sans', 'Gill Sans MT', sans-serif;
}

/* state utilities */
.is-open { display: block !important; }
.is-active { display: block !important; }
[hidden] { display: none !important; }

/* framework-injected components (vanilla) */
[data-ui="cookie-banner"] { position: fixed; left: 1rem; right: 1rem; bottom: 1rem; z-index: 9999; margin: 0 auto; max-width: 56rem; border: 1px solid var(--z130df-border, #e5e7eb); background: var(--z130df-surface, #fff); border-radius: 1rem; padding: 1rem; box-shadow: 0 10px 30px rgba(0,0,0,.15); }
[data-ui="cookie-banner"] > div { display: flex; flex-wrap: wrap; gap: 1rem; align-items: flex-start; justify-content: space-between; }
[data-ui="cookie-banner"] > div > div:last-child { display: flex; flex-wrap: wrap; gap: .5rem; }
[data-ui="cookie-banner"] a { text-decoration: underline; }
[data-consent-action], [data-age-gate-action] { cursor: pointer; border-radius: .5rem; padding: .5rem .9rem; font-size: .8rem; border: 1px solid var(--z130df-border, #d1d5db); background: transparent; color: var(--z130df-ink, #111); }
[data-consent-action="accept-all"], [data-consent-action="save"], [data-age-gate-action="confirm"] { background: var(--z130df-primary, #2563eb); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-action="reject-all"] { background: var(--z130df-ink, #111); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-panel] { margin-top: 1rem; border: 1px solid var(--z130df-border, #e5e7eb); background: var(--z130df-surface, #fff); border-radius: .75rem; padding: 1rem; font-size: .875rem; }
[data-consent-panel] > div { display: flex; flex-wrap: wrap; gap: .75rem; }
[data-ui="cookie-banner"] label { display: inline-flex; align-items: center; gap: .5rem; }
[data-ui="age-gate-overlay"] { position: fixed; inset: 0; z-index: 10000; display: flex; align-items: center; justify-content: center; background: rgba(0,0,0,.8); }
[data-ui="age-gate-overlay"] > div { width: 100%; max-width: 28rem; margin: 0 1rem; background: var(--z130df-surface, #1a1a2e); color: var(--z130df-ink, #fff); border-radius: 1rem; padding: 2rem; text-align: center; box-shadow: 0 20px 60px rgba(0,0,0,.4); }
[data-ui="age-gate-overlay"] > div > div:last-of-type { display: flex; flex-direction: column; gap: .75rem; }
[data-age-gate-action] { padding: .75rem 1.5rem; }

/* sections */
/* z130df:header */
/* z130df:header */
#header{--h-pad:clamp(14px,2.2vw,22px);--maxw:1180px;display:block;background:var(--z130df-surface);border-bottom:1px solid var(--z130df-border);}
#header ::selection{background:rgba(255,107,53,.25);color:var(--z130df-text);} 
#header .site-header{position:relative;}
#header .header-inner{max-width:var(--maxw);margin:0 auto;padding:var(--h-pad);display:flex;align-items:center;justify-content:space-between;gap:16px;}
#header .brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--z130df-ink);min-width:220px;}
#header .brand-mark{width:34px;height:34px;border-radius:12px;display:inline-flex;align-items:center;justify-content:center;background:var(--z130df-primary);color:var(--z130df-surface);font-weight:800;letter-spacing:-.02em;box-shadow:0 10px 24px rgba(11,61,145,.18);}
#header .brand-text{font-family:var(--z130df-font-display);font-size:18px;line-height:1.1;font-weight:800;letter-spacing:-.02em;white-space:nowrap;}
#header .nav{display:flex;align-items:center;gap:18px;flex:1;justify-content:center;}
#header .nav-link{font-size:14px;color:var(--z130df-slate);text-decoration:none;padding:10px 10px;border-radius:10px;outline:none;}
#header .nav-link:focus-visible{box-shadow:0 0 0 3px rgba(31,111,235,.25);background:rgba(31,111,235,.08);color:var(--z130df-ink);}
#header .nav-link:hover{color:var(--z130df-ink);}
#header .header-cta{display:flex;align-items:center;gap:12px;}
#header .btn{appearance:none;border-radius:12px;padding:11px 14px;font-size:14px;font-weight:700;line-height:1;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:10px;border:1px solid transparent;}
#header .btn:focus-visible{outline:none;box-shadow:0 0 0 3px rgba(31,111,235,.25);} 
#header .btn-primary{background:var(--z130df-primary);border-color:var(--z130df-primary);color:var(--z130df-surface);}
#header .btn-primary:hover{background:#0a3580;}
#header .btn-ghost{background:var(--z130df-surface);border-color:var(--z130df-border);color:var(--z130df-ink);}
#header .btn-ghost:hover{border-color:#c3cbd6;background:rgba(238,242,247,.7);} 
#header .mobile-menu{display:none;max-width:var(--maxw);margin:0 auto;padding:0 var(--h-pad) var(--h-pad);}
#header .mobile-link{display:block;text-decoration:none;color:var(--z130df-ink);border:1px solid var(--z130df-border);background:var(--z130df-surface);padding:12px 14px;border-radius:14px;margin-top:10px;font-weight:650;}
#header .mobile-link-cta{background:var(--z130df-primary);border-color:var(--z130df-primary);color:var(--z130df-surface);}
#header .mobile-link:focus-visible{outline:none;box-shadow:0 0 0 3px rgba(31,111,235,.25);} 
@media (max-width: 920px){
  #header .nav{display:none;}
  #header .btn-ghost{display:inline-flex;}
  #header .mobile-menu{display:block;}
  #header .mobile-menu[hidden]{display:none;}
}
@media (min-width: 921px){
  #header .btn-ghost{display:none;}
  #header .mobile-menu{display:none;}
}
@media (prefers-reduced-motion: reduce){#header *{scroll-behavior:auto;transition:none!important;animation:none!important;}}

/* z130df:footer */
/* z130df:footer */
#footer{--f-pad:clamp(18px,3.2vw,34px);background:var(--z130df-bg);color:var(--z130df-ink);border-top:1px solid var(--z130df-border);}
#footer .footer-inner{max-width:1160px;margin:0 auto;padding:var(--f-pad) var(--f-pad) calc(var(--f-pad) * 0.85);}
#footer .footer-top{display:flex;gap:28px;align-items:flex-start;justify-content:space-between;flex-wrap:wrap;}
#footer .footer-brand{display:flex;gap:14px;min-width:260px;flex:1 1 320px;}
#footer .footer-mark{width:14px;height:14px;border-radius:50%;background:var(--z130df-primary);box-shadow:0 0 0 6px rgba(31,111,235,.10);margin-top:8px;}
#footer .footer-kicker{font-family:var(--z130df-font);font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--z130df-slate);margin:0 0 6px 0;}
#footer .footer-lead{margin:0;font-size:14px;line-height:1.6;color:var(--z130df-text);max-width:520px;text-wrap:balance;}
#footer .footer-contact,#footer .footer-nav{flex:0 1 320px;min-width:240px;}
#footer .footer-col-title{font-weight:700;font-size:13px;letter-spacing:.02em;margin:0 0 10px 0;}
#footer .footer-list{list-style:none;padding:0;margin:0;display:grid;gap:8px;}
#footer .footer-address{color:var(--z130df-slate);line-height:1.5;}
#footer .footer-label{font-weight:700;color:var(--z130df-text);margin-right:6px;}
#footer .footer-link{color:var(--z130df-primary);text-decoration:none;display:inline-block;line-height:1.45;}
#footer .footer-link:hover{color:var(--z130df-secondary);text-decoration:underline;}
#footer .footer-link:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px;border-radius:8px;}
#footer .footer-cta{display:inline-flex;align-items:center;justify-content:center;margin-top:14px;background:var(--z130df-primary);color:var(--z130df-surface);border:1px solid var(--z130df-primary);padding:10px 14px;border-radius:var(--radius-md);font-weight:700;text-decoration:none;}
#footer .footer-cta:hover{background:var(--z130df-secondary);border-color:var(--z130df-secondary);}
#footer .footer-cta:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px;}
#footer .footer-grid{display:flex;gap:22px;align-items:stretch;justify-content:space-between;flex-wrap:wrap;margin-top:26px;}
#footer .footer-legal{flex:1 1 520px;background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:18px;}
#footer .footer-trust{flex:1 1 320px;background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:18px;}
#footer .footer-muted{margin:8px 0 0 0;color:var(--z130df-slate);line-height:1.6;font-size:14px;}
#footer .footer-badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px;}
#footer .badge{border:1px solid var(--z130df-border);background:var(--z130df-bg);color:var(--z130df-text);padding:8px 10px;border-radius:999px;font-size:12px;font-weight:700;letter-spacing:.01em;}
#footer .footer-bottom{display:flex;gap:16px;justify-content:space-between;align-items:center;flex-wrap:wrap;margin-top:18px;padding-top:18px;border-top:1px solid var(--z130df-border);}
#footer .footer-policy{display:flex;gap:14px;flex-wrap:wrap;}
#footer .footer-copy{margin:0;color:var(--z130df-slate);font-size:13px;}
#footer ::selection{background:rgba(255,107,53,.22);}
@media (max-width: 720px){
  #footer .footer-inner{padding-left:16px;padding-right:16px;}
  #footer .footer-top{gap:18px;}
  #footer .footer-contact,#footer .footer-nav{flex-basis:100%;}
  #footer .footer-grid{gap:14px;}
}
@media (prefers-reduced-motion: reduce){
  #footer .footer-link,#footer .footer-cta{transition:none;}
}

/* z130df:hero */
/* z130df:hero */
#hero.hero-section{--radius-sm:10px;--radius-md:14px;--radius-lg:18px;--shadow:0 10px 30px rgba(11,61,145,.12);--shadow-soft:0 6px 18px rgba(11,61,145,.10);font-family:var(--z130df-font);color:var(--z130df-text);background:var(--z130df-bg);padding:clamp(18px,4vw,40px) 0 0;}
#hero .hero-wrap{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(16px,3.2vw,34px);padding:0 clamp(16px,3.4vw,24px) clamp(18px,2.8vw,28px);}
#hero .hero-copy{padding:8px 0;}
#hero .hero-badge{display:inline-block;background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:999px;padding:8px 12px;font-size:13px;letter-spacing:.01em;color:var(--z130df-ink);box-shadow:var(--shadow-soft);}
#hero .hero-title{margin:14px 0 10px;font-family:var(--z130df-font-display);font-weight:700;font-size:clamp(28px,3.6vw,48px);line-height:1.06;letter-spacing:-.02em;text-wrap:balance;}
#hero .hero-lead{margin:0 0 18px;max-width:54ch;font-size:16px;line-height:1.6;color:var(--z130df-text);}
#hero .hero-cta-row{display:flex;gap:12px;align-items:center;margin:16px 0 14px;flex-wrap:wrap;}
#hero .hero-primary{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:var(--radius-md);background:var(--z130df-primary);color:var(--z130df-surface);text-decoration:none;font-weight:700;font-size:15px;border:1px solid var(--z130df-primary);box-shadow:0 12px 26px rgba(11,61,145,.18);}
#hero .hero-primary:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:2px;}
#hero .hero-primary:hover{background:color-mix(in srgb, var(--z130df-primary) 88%, var(--z130df-secondary) 12%);}
#hero .hero-secondary{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 16px;border-radius:var(--radius-md);background:var(--z130df-surface);color:var(--z130df-primary);text-decoration:none;font-weight:700;font-size:15px;border:1px solid var(--z130df-border);}
#hero .hero-secondary:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:2px;}
#hero .hero-secondary:hover{border-color:color-mix(in srgb, var(--z130df-border) 60%, var(--z130df-secondary) 40%);}
#hero .hero-highlights{list-style:none;padding:0;margin:10px 0 18px;display:grid;gap:10px;}
#hero .hero-highlight{display:flex;gap:10px;align-items:flex-start;font-size:14px;line-height:1.5;color:var(--z130df-text);}
#hero .hero-check{width:18px;height:18px;border-radius:6px;background:var(--z130df-mist);border:1px solid var(--z130df-border);margin-top:2px;position:relative;flex:0 0 auto;}
#hero .hero-check:after{content:"";position:absolute;inset:0;margin:auto;width:8px;height:4px;border-left:2px solid var(--z130df-secondary);border-bottom:2px solid var(--z130df-secondary);transform:rotate(-45deg);top:6px;left:4px;}
#hero .hero-meta{display:flex;gap:18px;flex-wrap:wrap;margin-top:16px;padding-top:14px;border-top:1px solid var(--z130df-border);}
#hero .hero-meta-item{display:flex;flex-direction:column;gap:4px;min-width:180px;}
#hero .hero-meta-label{font-size:12px;color:var(--z130df-slate);letter-spacing:.02em;}
#hero .hero-meta-link{color:var(--z130df-primary);text-decoration:none;font-weight:700;font-size:14px;}
#hero .hero-meta-link:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:2px;border-radius:8px;}
#hero .hero-meta-link:hover{text-decoration:underline;}

#hero .hero-panel{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:18px 16px 14px;box-shadow:var(--shadow);align-self:start;}
#hero .hero-panel-title{margin:4px 2px 6px;font-size:18px;letter-spacing:-.01em;}
#hero .hero-panel-subtitle{margin:0 2px 14px;color:var(--z130df-slate);font-size:14px;line-height:1.55;}
#hero .hero-form{display:grid;gap:12px;}
#hero .field{display:flex;flex-direction:column;gap:7px;}
#hero .field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
#hero label{font-size:13px;font-weight:700;color:var(--z130df-ink);}
#hero input,#hero select,#hero textarea{font-family:inherit;font-size:14px;border-radius:var(--radius-sm);border:1px solid var(--z130df-border);background:var(--z130df-surface);padding:11px 12px;box-sizing:border-box;color:var(--z130df-text);}
#hero textarea{resize:vertical;min-height:110px;}
#hero input::placeholder,#hero textarea::placeholder{color:color-mix(in srgb, var(--z130df-slate) 80%, white 20%);}
#hero input:focus-visible,#hero select:focus-visible,#hero textarea:focus-visible{outline:3px solid rgba(31,111,235,.28);outline-offset:2px;border-color:color-mix(in srgb, var(--z130df-secondary) 55%, var(--z130df-border) 45%);}
#hero .form-actions{display:flex;flex-direction:column;gap:10px;}
#hero .hero-form-submit{min-height:46px;padding:0 16px;border-radius:var(--radius-md);background:var(--z130df-secondary);border:1px solid var(--z130df-secondary);color:var(--z130df-surface);font-weight:800;font-size:15px;cursor:pointer;}
#hero .hero-form-submit:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:2px;}
#hero .hero-form-submit:hover{background:color-mix(in srgb, var(--z130df-secondary) 88%, var(--z130df-primary) 12%);}
#hero .form-legal{margin:0;font-size:12px;line-height:1.45;color:var(--z130df-slate);}
#hero .form-legal a{color:var(--z130df-primary);text-decoration:underline;}
#hero .hero-panel-foot{margin-top:14px;padding-top:12px;border-top:1px solid var(--z130df-border);display:flex;gap:10px;align-items:flex-start;}
#hero .hero-foot-dot{width:12px;height:12px;border-radius:50%;background:color-mix(in srgb, var(--z130df-accent) 70%, white 30%);border:1px solid color-mix(in srgb, var(--z130df-accent) 55%, var(--z130df-border) 45%);margin-top:4px;flex:0 0 auto;}
#hero .hero-foot-text{margin:0;font-size:12px;line-height:1.5;color:var(--z130df-slate);}

#hero .hero-bottom{margin-top:12px;padding:18px 0 0;background:transparent;}
#hero .hero-bottom-inner{max-width:1100px;margin:0 auto;display:flex;gap:16px;align-items:flex-start;justify-content:space-between;padding:0 clamp(16px,3.4vw,24px) clamp(18px,2.8vw,26px);}
#hero .hero-bottom-left{max-width:60ch;}
#hero .hero-bottom-title{margin:0 0 6px;font-size:16px;letter-spacing:-.01em;}
#hero .hero-bottom-text{margin:0;color:var(--z130df-slate);font-size:14px;line-height:1.55;}
#hero .hero-bottom-right{display:flex;gap:16px;flex-wrap:wrap;justify-content:flex-end;}
#hero .hero-ghost-link{color:var(--z130df-primary);text-decoration:none;font-weight:800;border:1px solid var(--z130df-border);background:var(--z130df-surface);border-radius:999px;padding:10px 14px;display:inline-flex;align-items:center;}
#hero .hero-ghost-link:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:2px;}
#hero .hero-ghost-link:hover{border-color:color-mix(in srgb, var(--z130df-border) 50%, var(--z130df-secondary) 50%);}
#hero .hero-link{color:var(--z130df-secondary);text-decoration:underline;font-weight:800;padding:10px 0;}
#hero .hero-link:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:2px;border-radius:8px;}
#hero .hero-link:hover{text-decoration-thickness:2px;}

#hero ::selection{background:color-mix(in srgb, var(--z130df-secondary) 20%, var(--z130df-primary) 80%);color:var(--z130df-surface);}
@media (max-width: 920px){
  #hero .hero-wrap{grid-template-columns:1fr;}
  #hero .hero-bottom-inner{flex-direction:column;align-items:flex-start;}
  #hero .hero-bottom-right{justify-content:flex-start;}
}
@media (prefers-reduced-motion: reduce){
  #hero *{scroll-behavior:auto;transition:none !important;animation:none !important;}
}

/* z130df:price-estimator */
/* z130df:price-estimator */
#price-estimator{background:var(--z130df-bg);padding:clamp(18px,3.8vw,44px) 0;color:var(--z130df-text);font-family:var(--z130df-font);}
#price-estimator .price-estimator__container{max-width:1100px;margin:0 auto;padding:0 18px;}
#price-estimator .price-estimator__header{margin-bottom:22px;}
#price-estimator .price-estimator__title{font-family:var(--z130df-font-display);font-weight:800;letter-spacing:-0.02em;line-height:1.12;margin:0 0 8px;font-size:clamp(24px,3.5vw,36px);text-wrap:balance;}
#price-estimator .price-estimator__subtitle{margin:0;max-width:68ch;color:var(--z130df-slate);font-size:15.5px;line-height:1.55;}
#price-estimator .price-estimator__grid{display:grid;grid-template-columns:1.08fr 0.92fr;gap:18px;align-items:start;}
#price-estimator .price-estimator__form{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:18px;padding:18px;box-shadow:0 10px 24px rgba(11,61,145,.08);}
#price-estimator .field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px;}
#price-estimator .field-row--compact{grid-template-columns:1fr 1fr;}
#price-estimator .field__label{display:block;font-weight:700;color:var(--z130df-ink);font-size:13.5px;margin:0 0 7px;}
#price-estimator .field__input,#price-estimator .field__select{width:100%;border:1px solid var(--z130df-border);border-radius:14px;padding:12px 12px;font-size:15px;background:var(--z130df-surface);color:var(--z130df-ink);outline:none;}
#price-estimator .field__input::placeholder{color:#7b8796;}
#price-estimator .field__hint{margin:7px 0 0;color:var(--z130df-slate);font-size:12.5px;line-height:1.35;}
#price-estimator .field__select{appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--z130df-slate) 50%),linear-gradient(135deg,var(--z130df-slate) 50%,transparent 50%);background-position:calc(100% - 18px) calc(1em + 4px),calc(100% - 13px) calc(1em + 4px);background-size:5px 5px,5px 5px;background-repeat:no-repeat;padding-right:36px;}
#price-estimator .field__input:focus,#price-estimator .field__select:focus{border-color:var(--z130df-secondary);box-shadow:0 0 0 4px rgba(31,111,235,.15);}
#price-estimator .field__input:disabled,#price-estimator .field__select:disabled{background:#f5f7f9;color:#9aa5b1;cursor:not-allowed;}
#price-estimator .contact-cta{margin-top:6px;padding-top:12px;border-top:1px dashed rgba(214,220,227,.9);}
#price-estimator .contact-cta__title{margin:0 0 6px;font-size:16px;font-weight:800;letter-spacing:-0.01em;}
#price-estimator .contact-cta__text{margin:0 0 14px;color:var(--z130df-slate);line-height:1.5;font-size:14px;}
#price-estimator .field--checkbox{display:flex;align-items:flex-start;padding-top:24px;}
#price-estimator .checkbox{display:flex;gap:10px;align-items:flex-start;cursor:pointer;user-select:none;}
#price-estimator .checkbox__input{position:absolute;opacity:0;pointer-events:none;}
#price-estimator .checkbox__box{width:18px;height:18px;border-radius:6px;border:1px solid var(--z130df-border);background:var(--z130df-surface);display:inline-block;position:relative;flex:0 0 auto;margin-top:2px;}
#price-estimator .checkbox__text{font-size:13px;line-height:1.35;color:var(--z130df-slate);}
#price-estimator .checkbox__input:focus-visible + .checkbox__box{outline:3px solid rgba(31,111,235,.28);outline-offset:2px;}
#price-estimator .checkbox__input:checked + .checkbox__box{border-color:var(--z130df-secondary);background:rgba(31,111,235,.08);}
#price-estimator .checkbox__input:checked + .checkbox__box::after{content:"";position:absolute;left:5px;top:3px;width:6px;height:10px;border:2px solid var(--z130df-secondary);border-top:none;border-left:none;transform:rotate(45deg);}
#price-estimator .form-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:14px;}
#price-estimator .btn{border-radius:14px;padding:12px 14px;font-weight:800;font-size:15px;line-height:1;cursor:pointer;}
#price-estimator .btn--primary{background:var(--z130df-primary);border:1px solid var(--z130df-primary);color:var(--z130df-surface);}
#price-estimator .btn--primary:hover{background:#08326f;border-color:#08326f;}
#price-estimator .btn--primary:focus-visible{outline:3px solid rgba(31,111,235,.25);outline-offset:3px;}
#price-estimator .btn--ghost{background:var(--z130df-surface);border:1px solid var(--z130df-border);color:var(--z130df-ink);}
#price-estimator .btn--ghost:hover{border-color:var(--z130df-secondary);}
#price-estimator .btn--ghost:focus-visible{outline:3px solid rgba(31,111,235,.25);outline-offset:3px;}
#price-estimator .estimator-result{margin:0;color:var(--z130df-slate);font-size:13px;line-height:1.35;max-width:42ch;}
#price-estimator .price-estimator__aside{display:flex;flex-direction:column;gap:12px;}
#price-estimator .aside-card{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:18px;padding:16px;}
#price-estimator .aside-card--note{background:linear-gradient(180deg,rgba(238,242,247,.7),rgba(255,255,255,1));}
#price-estimator .aside-card__title{margin:0 0 10px;font-size:15.5px;font-weight:900;letter-spacing:-0.01em;}
#price-estimator .aside-card__text{margin:0;color:var(--z130df-slate);line-height:1.55;font-size:14px;}
#price-estimator .summary{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;}
#price-estimator .summary__item{display:flex;justify-content:space-between;gap:10px;border-bottom:1px solid rgba(214,220,227,.7);padding-bottom:10px;}
#price-estimator .summary__item:last-child{border-bottom:none;padding-bottom:0;}
#price-estimator .summary__label{color:var(--z130df-slate);font-weight:700;font-size:13px;}
#price-estimator .summary__value{font-variant-numeric:tabular-nums;color:var(--z130df-ink);font-weight:900;font-size:14px;}
#price-estimator .aside-card--links .aside-card__links{display:flex;flex-direction:column;gap:10px;}
#price-estimator .link-card{display:block;padding:12px 12px;border:1px solid var(--z130df-border);border-radius:14px;text-decoration:none;color:var(--z130df-ink);font-weight:800;background:var(--z130df-surface);}
#price-estimator .link-card:hover{border-color:var(--z130df-secondary);}
#price-estimator .link-card:focus-visible{outline:3px solid rgba(31,111,235,.25);outline-offset:3px;}
#price-estimator .field__input[aria-invalid="true"],#price-estimator .field__select[aria-invalid="true"]{border-color:#d94b3d;box-shadow:0 0 0 4px rgba(217,75,61,.14);}
#price-estimator ::selection{background:rgba(255,107,53,.24);}
@media (max-width: 900px){
  #price-estimator .price-estimator__grid{grid-template-columns:1fr;}
  #price-estimator .field-row{grid-template-columns:1fr;}
  #price-estimator .field-row--compact{grid-template-columns:1fr;}
  #price-estimator .field--checkbox{padding-top:0;}
}
@media (prefers-reduced-motion: reduce){
  #price-estimator *{scroll-behavior:auto;}
  #price-estimator .btn{transition:none;}
}

/* z130df:price-disclaimer */
/* z130df:price-disclaimer */
#price-disclaimer.price-disclaimer{background:var(--z130df-bg);color:var(--z130df-text);padding:24px 0;}
#price-disclaimer .price-disclaimer__wrap{max-width:980px;margin:0 auto;padding:0 18px;}
#price-disclaimer .price-disclaimer__badge{display:inline-block;background:var(--z130df-surface);border:1px solid var(--z130df-border);color:var(--z130df-secondary);font-weight:700;letter-spacing:.2px;border-radius:999px;padding:7px 12px;font-size:12.5px;line-height:1;}
#price-disclaimer .price-disclaimer__title{margin:12px 0 10px;font-family:var(--z130df-font-display);font-weight:800;font-size:28px;letter-spacing:-.02em;line-height:1.15;text-wrap:balance;}
#price-disclaimer .price-disclaimer__lead{margin:0 0 18px;max-width:860px;font-size:15.5px;line-height:1.6;color:var(--z130df-slate);}
#price-disclaimer .price-disclaimer__grid{display:grid;grid-template-columns:1fr;gap:12px;margin:18px 0 16px;}
#price-disclaimer .price-disclaimer__item{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,14px);padding:14px 14px;}
#price-disclaimer .price-disclaimer__item-title{margin:0 0 6px;font-size:14.5px;line-height:1.3;color:var(--z130df-ink);letter-spacing:.1px;}
#price-disclaimer .price-disclaimer__item-text{margin:0;font-size:14.3px;line-height:1.55;color:var(--z130df-slate);}
#price-disclaimer .price-disclaimer__links{display:flex;flex-wrap:wrap;gap:10px;margin:10px 0 6px;}
#price-disclaimer .price-disclaimer__link{display:inline-flex;align-items:center;gap:8px;border-radius:var(--z130df-radius,14px);padding:11px 14px;border:1px solid var(--z130df-border);background:var(--z130df-surface);color:var(--z130df-primary);font-weight:700;text-decoration:none;}
#price-disclaimer .price-disclaimer__link:focus-visible{outline:3px solid color-mix(in srgb, var(--z130df-secondary) 40%, transparent);outline-offset:2px;}
#price-disclaimer .price-disclaimer__link:hover{border-color:color-mix(in srgb, var(--z130df-secondary) 45%, var(--z130df-border));}
#price-disclaimer .price-disclaimer__link--muted{color:var(--z130df-ink);background:color-mix(in srgb, var(--z130df-surface) 70%, var(--z130df-mist));}
#price-disclaimer .price-disclaimer__fineprint{margin-top:12px;padding-top:10px;border-top:1px solid var(--z130df-border);}
#price-disclaimer .price-disclaimer__fineprint p{margin:0;font-size:13.8px;line-height:1.55;color:var(--z130df-slate);}
@media (min-width:740px){
  #price-disclaimer .price-disclaimer__title{font-size:34px;}
  #price-disclaimer .price-disclaimer__grid{grid-template-columns:repeat(2, minmax(0,1fr));gap:14px;}
  #price-disclaimer .price-disclaimer__item{padding:16px;}
}
@media (min-width:980px){
  #price-disclaimer{padding:28px 0;}
  #price-disclaimer .price-disclaimer__wrap{padding:0 22px;}
  #price-disclaimer .price-disclaimer__grid{gap:16px;}
}
@media (prefers-reduced-motion:reduce){
  #price-disclaimer *{scroll-behavior:auto;transition:none !important;}
}
::selection{background:color-mix(in srgb, var(--z130df-secondary) 30%, transparent);color:var(--z130df-ink);} 
/* z130df:how-it-changes */
/* z130df:how-it-changes */
#how-it-changes{--hc-primary:var(--z130df-primary);--hc-accent:var(--z130df-accent);--hc-ink:var(--z130df-ink);--hc-slate:var(--z130df-slate);--hc-border:var(--z130df-border);--hc-surface:var(--z130df-surface);--hc-bg:var(--z130df-bg);--hc-mist:var(--z130df-mist);background:var(--z130df-bg);color:var(--z130df-text);padding:42px 18px}
#how-it-changes .hc-wrap{max-width:1100px;margin:0 auto}
#how-it-changes .hc-head{margin-bottom:22px}
#how-it-changes .hc-title{font-family:var(--z130df-font-display);font-weight:780;letter-spacing:-0.02em;line-height:1.1;font-size:34px;margin:0 0 10px 0;color:var(--z130df-ink);text-wrap:balance}
#how-it-changes .hc-lead{margin:0;max-width:760px;font-size:16px;line-height:1.6;color:var(--z130df-text)}
#how-it-changes .hc-bento{display:grid;grid-template-columns:1fr;gap:14px}
#how-it-changes .hc-item{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius-md,14px);padding:18px 16px;box-shadow:0 10px 30px rgba(11,61,145,.06);position:relative;overflow:hidden}
#how-it-changes .hc-item::before{content:"";position:absolute;inset:auto -40% -60% auto;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle at 30% 30%, rgba(31,111,235,.18), rgba(31,111,235,0));transform:rotate(15deg);pointer-events:none}
#how-it-changes .hc-item-top{display:flex;align-items:baseline;gap:10px;margin-bottom:10px;position:relative}
#how-it-changes .hc-step{display:inline-flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:999px;background:rgba(255,107,53,.12);color:var(--z130df-accent);border:1px solid rgba(255,107,53,.26);font-weight:800;font-size:13px;flex:0 0 auto}
#how-it-changes .hc-item-title{margin:0;font-family:var(--z130df-font-display);font-weight:720;letter-spacing:-0.01em;line-height:1.2;font-size:20px;color:var(--z130df-ink)}
#how-it-changes .hc-item-body{margin:0 0 12px 0;line-height:1.65;color:var(--z130df-text);position:relative;max-width:60ch}
#how-it-changes .hc-list{margin:0;padding-left:18px;position:relative}
#how-it-changes .hc-list li{margin:6px 0;line-height:1.5;color:var(--z130df-text)}
#how-it-changes .hc-list-compact li{margin:5px 0}
#how-it-changes .hc-callout{border:1px solid rgba(31,111,235,.22);background:rgba(31,111,235,.06);border-radius:var(--z130df-radius-md,14px);padding:12px 12px;position:relative}
#how-it-changes .hc-callout-title{margin:0 0 6px 0;font-weight:800;color:var(--z130df-primary);font-size:14px}
#how-it-changes .hc-callout-body{margin:0;line-height:1.6;color:var(--z130df-text);font-size:14px}
#how-it-changes .hc-rule-set{display:flex;flex-direction:column;gap:10px;position:relative}
#how-it-changes .hc-rule{display:flex;gap:12px;align-items:baseline;flex-wrap:wrap}
#how-it-changes .hc-rule-label{font-weight:800;color:var(--z130df-ink);font-size:14px}
#how-it-changes .hc-rule-value{color:var(--z130df-text);font-size:14px;line-height:1.5}
#how-it-changes .hc-footer{margin-top:18px;display:flex;flex-direction:column;gap:10px}
#how-it-changes .hc-footer-text{margin:0;line-height:1.6;color:var(--z130df-text);font-size:15px}
#how-it-changes .hc-link{display:inline-flex;align-items:center;gap:10px;color:var(--z130df-primary);font-weight:800;text-decoration:none;border:1px solid rgba(11,61,145,.28);background:var(--z130df-surface);padding:12px 14px;border-radius:var(--z130df-radius-sm,10px);width:fit-content;outline: none}
#how-it-changes .hc-link:focus-visible{box-shadow:0 0 0 4px rgba(31,111,235,.22)}
#how-it-changes .hc-link:hover{border-color:rgba(11,61,145,.45);background:rgba(11,61,145,.04)}

@media (min-width: 860px){
  #how-it-changes{padding:60px 18px}
  #how-it-changes .hc-bento{grid-template-columns:1fr 1fr;gap:16px}
  #how-it-changes .hc-item-dates{grid-column:1 / span 1}
  #how-it-changes .hc-item-availability{grid-column:2 / span 1}
  #how-it-changes .hc-item-duration{grid-column:1 / span 1}
  #how-it-changes .hc-item-rules{grid-column:2 / span 1}
  #how-it-changes .hc-item{padding:20px 18px}
  #how-it-changes .hc-title{font-size:44px}
}
@media (prefers-reduced-motion: reduce){
  #how-it-changes *{scroll-behavior:auto}
}
#how-it-changes ::selection{background:rgba(255,107,53,.28);color:var(--z130df-ink)}
/* z130df:scenario-comparator */
/* z130df:scenario-comparator */
#scenario-comparator{--sc-gap:18px;--sc-radius:var(--z130df-radius,14px);padding:32px 0;background:var(--z130df-bg);} 
#scenario-comparator .sc-wrap{max-width:1100px;margin:0 auto;padding:0 18px;font-family:var(--z130df-font);color:var(--z130df-text);} 
#scenario-comparator .sc-head{margin-bottom:22px;} 
#scenario-comparator .sc-kicker{display:inline-block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--z130df-slate);border:1px solid var(--z130df-border);background:var(--z130df-surface);padding:7px 10px;border-radius:999px;} 
#scenario-comparator .sc-title{margin:14px 0 8px;font-family:var(--z130df-font-display);font-size:34px;letter-spacing:-.02em;line-height:1.12;text-wrap:balance;} 
#scenario-comparator .sc-subtitle{margin:0;max-width:64ch;font-size:15.5px;line-height:1.65;color:var(--z130df-slate);} 
#scenario-comparator .sc-grid{display:grid;grid-template-columns:1fr;gap:16px;align-items:stretch;} 
#scenario-comparator .sc-panel{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,14px);overflow:hidden;box-shadow:0 10px 30px rgba(11,61,145,.06);} 
#scenario-comparator .sc-panel-head{display:flex;align-items:center;justify-content:space-between;padding:16px 16px 12px;border-bottom:1px solid var(--z130df-border);} 
#scenario-comparator .sc-panel-title{margin:0;font-size:18px;letter-spacing:-.01em;font-weight:800;} 
#scenario-comparator .sc-pill{min-width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:rgba(31,111,235,.12);color:var(--z130df-secondary);font-weight:800;} 
#scenario-comparator .sc-form{padding:16px;} 
#scenario-comparator .sc-field{margin-bottom:12px;} 
#scenario-comparator .sc-label{display:block;font-size:13px;margin-bottom:6px;color:var(--z130df-slate);} 
#scenario-comparator .sc-input{width:100%;border:1px solid var(--z130df-border);border-radius:12px;padding:11px 12px;background:var(--z130df-surface);color:var(--z130df-ink);font-size:14.5px;outline:none;transition:border-color .15s ease, box-shadow .15s ease;} 
#scenario-comparator .sc-input:focus-visible{border-color:var(--z130df-secondary);box-shadow:0 0 0 3px rgba(31,111,235,.18);} 
#scenario-comparator .sc-fieldset{margin:10px 0 14px;padding:12px;border:1px dashed rgba(214,220,227,.95);border-radius:var(--z130df-radius,14px);} 
#scenario-comparator .sc-legend{padding:0 8px;font-size:13px;color:var(--z130df-slate);} 
#scenario-comparator .sc-check{display:flex;gap:10px;align-items:center;margin:10px 0;color:var(--z130df-text;font-size);} 
#scenario-comparator .sc-check input{width:18px;height:18px;accent-color:var(--z130df-secondary);} 
#scenario-comparator .sc-check span{font-size:14.5px;color:var(--z130df-text);} 
#scenario-comparator .sc-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end;margin-top:4px;} 
#scenario-comparator .sc-btn{border-radius:12px;padding:11px 14px;font-weight:800;font-size:14.5px;border:1px solid transparent;cursor:pointer;outline:none;transition:transform .05s ease, background-color .15s ease, border-color .15s ease, color .15s ease;} 
#scenario-comparator .sc-btn:active{transform:translateY(1px);} 
#scenario-comparator .sc-btn:focus-visible{box-shadow:0 0 0 3px rgba(31,111,235,.22);} 
#scenario-comparator .sc-btn-primary{background:var(--z130df-secondary);color:#fff;border-color:rgba(0,0,0,0);} 
#scenario-comparator .sc-btn-primary:hover{background:#1a5fe0;} 
#scenario-comparator .sc-btn-ghost{background:var(--z130df-surface);color:var(--z130df-secondary);border-color:var(--z130df-border);} 
#scenario-comparator .sc-btn-ghost:hover{border-color:rgba(31,111,235,.55);background:rgba(31,111,235,.06);} 
#scenario-comparator .sc-vs{display:none;} 
#scenario-comparator .sc-results{margin-top:18px;background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,14px);padding:16px;} 
#scenario-comparator .sc-results-head{display:flex;gap:14px;align-items:flex-start;justify-content:space-between;flex-wrap:wrap;margin-bottom:12px;} 
#scenario-comparator .sc-results-title{margin:0;font-size:18px;font-weight:900;letter-spacing:-.01em;} 
#scenario-comparator .sc-mini-disclaimer{font-size:12.5px;color:var(--z130df-slate);border:1px solid var(--z130df-border);background:var(--z130df-bg);padding:8px 10px;border-radius:12px;max-width:52ch;} 
#scenario-comparator .sc-balance{display:grid;grid-template-columns:1fr;gap:14px;align-items:center;} 
#scenario-comparator .sc-price-block{border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,14px);padding:14px;background:linear-gradient(180deg, rgba(238,242,247,.7), rgba(255,255,255,1));} 
#scenario-comparator .sc-price-label{font-size:12px;color:var(--z130df-slate);text-transform:uppercase;letter-spacing:.08em;font-weight:800;} 
#scenario-comparator .sc-price-value{margin-top:8px;font-size:28px;font-weight:950;letter-spacing:-.02em;font-variant-numeric:tabular-nums;} 
#scenario-comparator .sc-price-meta{margin-top:6px;font-size:13.5px;color:var(--z130df-slate);} 
#scenario-comparator .sc-delta{border:1px solid rgba(31,111,235,.22);border-radius:var(--z130df-radius,14px);padding:14px;background:rgba(31,111,235,.05);} 
#scenario-comparator .sc-delta-top{font-size:12px;color:var(--z130df-slate);text-transform:uppercase;letter-spacing:.08em;font-weight:800;} 
#scenario-comparator .sc-delta-value{margin-top:8px;font-size:22px;font-weight:950;letter-spacing:-.02em;font-variant-numeric:tabular-nums;} 
#scenario-comparator .sc-delta-sub{margin-top:6px;font-size:13.5px;color:var(--z130df-slate);} 
#scenario-comparator .sc-compare-list{display:grid;grid-template-columns:1fr;gap:14px;margin-top:14px;} 
#scenario-comparator .sc-compare-item{border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,14px);padding:14px;background:var(--z130df-surface);} 
#scenario-comparator .sc-compare-key{font-weight:900;margin-bottom:10px;} 
#scenario-comparator .sc-bullets{margin:0;padding-left:18px;color:var(--z130df-slate);line-height:1.6;} 
#scenario-comparator .sc-bullets li{margin:6px 0;} 
#scenario-comparator .sc-disclaimer-box{background:var(--z130df-bg);} 
#scenario-comparator .sc-disclaimer-title{font-weight:950;margin-bottom:8px;} 
#scenario-comparator .sc-disclaimer-text{margin:0;color:var(--z130df-slate);line-height:1.7;font-size:14.5px;} 
#scenario-comparator .sc-link{display:inline-block;margin-top:10px;color:var(--z130df-secondary);font-weight:900;text-decoration:none;border-bottom:2px solid rgba(31,111,235,.25);} 
#scenario-comparator .sc-link:focus-visible{outline:3px solid rgba(31,111,235,.22);outline-offset:3px;border-bottom-color:rgba(31,111,235,.45);} 
#scenario-comparator .sc-link:hover{border-bottom-color:rgba(31,111,235,.6);} 
#scenario-comparator .sc-contact{margin-top:18px;border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,14px);background:var(--z130df-surface);padding:16px;} 
#scenario-comparator .sc-contact-title{margin:0;font-size:18px;font-weight:950;} 
#scenario-comparator .sc-contact-sub{margin:8px 0 12px;color:var(--z130df-slate);line-height:1.65;} 
#scenario-comparator .sc-contact-form{margin-top:6px;} 
#scenario-comparator .sc-row{display:grid;grid-template-columns:1fr;gap:12px;margin-bottom:12px;} 
#scenario-comparator .sc-textarea{width:100%;border:1px solid var(--z130df-border);border-radius:12px;padding:11px 12px;background:var(--z130df-surface);color:var(--z130df-ink);font-size:14.5px;outline:none;transition:border-color .15s ease, box-shadow .15s ease;} 
#scenario-comparator .sc-textarea:focus-visible{border-color:var(--z130df-secondary);box-shadow:0 0 0 3px rgba(31,111,235,.18);} 
#scenario-comparator .sc-form-actions{display:flex;gap:14px;align-items:flex-start;flex-wrap:wrap;justify-content:space-between;margin-top:10px;} 
#scenario-comparator .sc-form-note{font-size:12.5px;color:var(--z130df-slate);max-width:54ch;line-height:1.45;} 
#scenario-comparator .sc-form-status{margin-top:12px;padding:10px 12px;border-radius:12px;border:1px solid var(--z130df-border);background:var(--z130df-bg);color:var(--z130df-slate);min-height:24px;} 
#scenario-comparator .sc-form-status[data-state="ok"]{border-color:rgba(255,107,53,.25);background:rgba(255,107,53,.08);color:var(--z130df-ink);} 
@media (min-width: 900px){
  #scenario-comparator .sc-grid{grid-template-columns:1fr 80px 1fr;gap:22px;}
  #scenario-comparator .sc-vs{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;}
  #scenario-comparator .sc-vs-line{width:2px;height:120px;background:rgba(214,220,227,1);} 
  #scenario-comparator .sc-vs-text{font-weight:950;color:var(--z130df-slate);letter-spacing:-.02em;}
  #scenario-comparator .sc-balance{grid-template-columns:1fr auto 1fr;}
  #scenario-comparator .sc-balance .sc-delta{max-width:320px;text-align:center;}
  #scenario-comparator .sc-compare-list{grid-template-columns:1.35fr .95fr;}
  #scenario-comparator .sc-row{grid-template-columns:1fr 1fr;}
}
@media (prefers-reduced-motion: reduce){
  #scenario-comparator *{scroll-behavior:auto;transition:none !important;}
}
#scenario-comparator ::selection{background:rgba(31,111,235,.22);}

/* z130df:faq */
/* z130df:faq */
#faq.faq-section{background:var(--z130df-bg);color:var(--z130df-ink);padding:48px 16px 56px;}
#faq.faq-section .faq-container{max-width:980px;margin:0 auto;}
#faq.faq-section .faq-header{display:flex;flex-direction:column;gap:10px;margin-bottom:20px;}
#faq.faq-section .faq-title{font-family:var(--z130df-font-display);font-size:40px;line-height:1.08;letter-spacing:-0.02em;margin:0;text-wrap:balance;}
#faq.faq-section .faq-lead{margin:0;max-width:64ch;color:var(--z130df-slate);font-size:16px;line-height:1.6;}
#faq.faq-section .faq-accordion{border:1px solid var(--z130df-border);background:var(--z130df-surface);border-radius:var(--radius-lg);overflow:hidden;}
#faq.faq-section .faq-item{border-top:1px solid var(--z130df-border);}
#faq.faq-section .faq-item:first-child{border-top:none;}
#faq.faq-section .faq-trigger{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px 18px;cursor:pointer;background:transparent;border:0;color:var(--z130df-ink);text-align:left;font-family:var(--z130df-font);}
#faq.faq-section .faq-q{font-weight:650;font-size:15.5px;line-height:1.35;}
#faq.faq-section .faq-icon{flex:0 0 auto;width:30px;height:30px;border-radius:50%;border:1px solid var(--z130df-border);display:flex;align-items:center;justify-content:center;background:var(--z130df-surface);color:var(--z130df-primary);font-weight:800;}
#faq.faq-section .faq-panel{padding:0 18px 16px 18px;}
#faq.faq-section .faq-a{margin:0;color:var(--z130df-slate);font-size:15px;line-height:1.65;}
#faq.faq-section .faq-cta-wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:18px;padding:14px 0 0;}
#faq.faq-section .faq-cta-text{margin:0;color:var(--z130df-slate);font-size:14.5px;line-height:1.4;}
#faq.faq-section .faq-cta{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:10px 14px;border-radius:var(--radius-md);border:1px solid var(--z130df-border);background:var(--z130df-surface);color:var(--z130df-primary);font-weight:700;text-decoration:none;}
#faq.faq-section .faq-cta:hover{border-color:color-mix(in srgb,var(--z130df-secondary) 35%, var(--z130df-border));background:color-mix(in srgb,var(--z130df-mist) 70%, var(--z130df-surface));}
#faq.faq-section .faq-trigger:focus-visible{outline:3px solid color-mix(in srgb,var(--z130df-secondary) 55%, white);outline-offset:-3px;}
#faq.faq-section ::selection{background:color-mix(in srgb,var(--z130df-secondary) 30%, transparent);}
@media (max-width:720px){#faq.faq-section{padding:40px 14px 48px;}#faq.faq-section .faq-title{font-size:32px;}#faq.faq-section .faq-trigger{padding:14px 14px;}#faq.faq-section .faq-panel{padding:0 14px 14px 14px;}#faq.faq-section .faq-cta-wrap{flex-direction:column;align-items:flex-start;}}
@media (prefers-reduced-motion:reduce){#faq.faq-section *{scroll-behavior:auto;transition:none !important;animation:none !important;}}

/* z130df:contacts */
/* z130df:contacts */
#contacts.contacts-section{--c-primary:var(--z130df-primary);--c-secondary:var(--z130df-secondary);--c-accent:var(--z130df-accent);--c-ink:var(--z130df-ink);--c-slate:var(--z130df-slate);--c-mist:var(--z130df-mist);--c-border:var(--z130df-border);--c-surface:var(--z130df-surface);--c-bg:var(--z130df-bg);--c-text:var(--z130df-text);position:relative;padding:48px 18px;background:var(--c-bg);color:var(--c-text);}
#contacts .contacts-wrap{max-width:1080px;margin:0 auto;display:grid;grid-template-columns:1.05fr 1.2fr;gap:26px;align-items:start;}
#contacts .contacts-copy{padding:8px 2px;}
#contacts .contacts-title{font-family:var(--z130df-font-display);font-size:40px;line-height:1.05;letter-spacing:-0.02em;margin:0 0 12px 0;color:var(--c-ink);text-wrap:balance;}
#contacts .contacts-lead{margin:0 0 16px 0;font-size:16px;line-height:1.65;color:var(--c-text);max-width:44ch;}
#contacts .contacts-sub{margin:18px 0 0 0;font-size:14px;line-height:1.55;color:var(--c-slate);}
#contacts .contacts-badges{display:flex;flex-direction:column;gap:10px;margin-top:14px;}
#contacts .contact-badge{display:flex;align-items:center;gap:12px;padding:12px 14px;background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--z130df-radius-md);box-shadow:0 10px 24px rgba(11,61,145,0.06);}
#contacts .badge-icon{font-size:18px;line-height:1;}
#contacts .badge-link{color:var(--c-primary);text-decoration:none;font-weight:650;}
#contacts .badge-link:focus-visible{outline:3px solid rgba(31,111,235,0.35);outline-offset:3px;border-radius:8px;}
#contacts .contacts-panel{background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--z130df-radius-lg);padding:18px;box-shadow:0 18px 40px rgba(11,18,32,0.08);display:grid;grid-template-columns:1fr;gap:14px;}
#contacts .contacts-form{display:flex;flex-direction:column;gap:14px;}
#contacts .form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px 12px;}
#contacts .field{display:flex;flex-direction:column;gap:8px;min-width:0;}
#contacts .field-full{grid-column:1/-1;}
#contacts .label{font-size:13px;color:var(--c-ink);font-weight:650;}
#contacts .input,#contacts .textarea{width:100%;border-radius:var(--z130df-radius-md);border:1px solid var(--c-border);background:var(--c-surface);padding:12px 12px;font-size:14.5px;color:var(--c-ink);font-family:var(--z130df-font);}
#contacts .textarea{resize:vertical;min-height:128px;}
#contacts .input::placeholder,#contacts .textarea::placeholder{color:rgba(15,23,42,0.55);}
#contacts .input:focus-visible,#contacts .textarea:focus-visible{outline:3px solid rgba(31,111,235,0.35);outline-offset:2px;border-color:rgba(31,111,235,0.6);}
#contacts .form-actions{display:flex;gap:12px;align-items:center;flex-wrap:wrap;}
#contacts .button{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:12px;padding:12px 14px;font-weight:750;font-size:14.5px;line-height:1;cursor:pointer;text-decoration:none;border:1px solid transparent;user-select:none;}
#contacts .button-primary{background:var(--c-primary);color:var(--c-surface);border-color:rgba(11,61,145,0.6);}
#contacts .button-primary:hover{background:#0a376f;}
#contacts .button-primary:active{transform:translateY(1px);}
#contacts .button-primary:focus-visible{outline:3px solid rgba(31,111,235,0.35);outline-offset:3px;}
#contacts .button-ghost{background:var(--c-surface);color:var(--c-primary);border-color:rgba(11,61,145,0.35);}
#contacts .button-ghost:hover{background:rgba(11,61,145,0.05);}
#contacts .button-ghost:active{transform:translateY(1px);}
#contacts .button-ghost:focus-visible{outline:3px solid rgba(31,111,235,0.35);outline-offset:3px;}
#contacts .form-footnote{margin:0;font-size:12.5px;line-height:1.45;color:var(--c-slate);}
#contacts .contacts-alt{background:linear-gradient(180deg, rgba(31,111,235,0.05), rgba(31,111,235,0.00));border:1px solid rgba(31,111,235,0.20);border-radius:var(--z130df-radius-md);padding:14px;}
#contacts .contacts-alt-title{margin:0 0 10px 0;font-weight:800;color:var(--c-ink);}
#contacts .contacts-list{margin:0;padding-left:18px;display:flex;flex-direction:column;gap:8px;color:var(--c-text);font-size:14px;line-height:1.55;}
#contacts .contacts-list li::marker{color:var(--c-accent);}
#contacts .contacts-form [data-invalid]{border-color:rgba(255,107,53,0.65);}
#contacts ::selection{background:rgba(255,107,53,0.25);}
@media (max-width: 920px){#contacts .contacts-wrap{grid-template-columns:1fr;gap:16px;}#contacts .contacts-title{font-size:34px;}}
@media (max-width: 620px){#contacts .form-grid{grid-template-columns:1fr;}#contacts .field-full{grid-column:auto;}}
@media (prefers-reduced-motion: reduce){#contacts .button-primary:active,#contacts .button-ghost:active{transform:none;}}

/* z130df:blog-list */
/* z130df:blog-list */
#blog-list{
  background: var(--z130df-bg);
  color: var(--z130df-text);
  padding: 56px 16px;
}
#blog-list *{ box-sizing: border-box; }
#blog-list .blog-list__container{
  max-width: 1120px;
  margin: 0 auto;
}
#blog-list .blog-list__header{ margin-bottom: 28px; }
#blog-list .blog-list__eyebrow{
  margin: 0 0 10px;
  font: 600 12px/1.2 var(--z130df-font);
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--z130df-primary);
}
#blog-list .blog-list__title{
  margin: 0 0 10px;
  font: 700 clamp(22px, 2.4vw, 34px)/1.15 var(--z130df-font-display);
  letter-spacing: -0.02em;
  text-wrap: balance;
  color: var(--z130df-ink);
}
#blog-list .blog-list__subtitle{
  margin: 0;
  max-width: 70ch;
  font: 400 15px/1.6 var(--z130df-font);
  color: var(--z130df-text);
  opacity: 0.95;
}
#blog-list .blog-list__grid{
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  align-items: stretch;
}
#blog-list .blog-card{
  background: var(--z130df-surface);
  border: 1px solid var(--z130df-border);
  border-radius: var(--z130df-radius, 14px);
  box-shadow: 0 10px 30px rgba(11,61,145,0.08);
  overflow: hidden;
  position: relative;
}
#blog-list .blog-card::before{
  content: "";
  position: absolute;
  left: -40px;
  top: -40px;
  width: 120px;
  height: 120px;
  background: radial-gradient(circle at 30% 30%, rgba(31,111,235,0.18), rgba(31,111,235,0) 60%);
  pointer-events: none;
}
#blog-list .blog-card__link{
  display: flex;
  flex-direction: column;
  height: 100%;
  padding: 18px 18px 16px;
  color: inherit;
  text-decoration: none;
}
#blog-list .blog-card__meta{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  margin-bottom: 12px;
}
#blog-list .blog-card__tag{
  display: inline-flex;
  align-items: center;
  padding: 6px 10px;
  border-radius: 999px;
  background: rgba(31,111,235,0.10);
  color: var(--z130df-primary);
  border: 1px solid rgba(31,111,235,0.22);
  font: 700 12px/1 var(--z130df-font);
}
#blog-list .blog-card__time{
  color: var(--z130df-slate);
  font: 600 12px/1 var(--z130df-font);
  letter-spacing: 0.02em;
}
#blog-list .blog-card__title{
  margin: 0 0 10px;
  font: 750 18px/1.3 var(--z130df-font-display);
  color: var(--z130df-ink);
  letter-spacing: -0.01em;
}
#blog-list .blog-card__excerpt{
  margin: 0 0 14px;
  font: 400 14px/1.65 var(--z130df-font);
  color: var(--z130df-text);
  opacity: 0.95;
}
#blog-list .blog-card__cta{
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font: 700 14px/1 var(--z130df-font);
  color: var(--z130df-primary);
}
#blog-list .blog-card__cta::after{
  content: "→";
  display: inline-block;
  color: var(--z130df-accent);
  font-weight: 900;
  transform: translateY(-0.5px);
}
#blog-list .blog-card__link:focus-visible{
  outline: 3px solid rgba(31,111,235,0.35);
  outline-offset: 3px;
  border-radius: 12px;
}
#blog-list .blog-list__actions{
  display: flex;
  gap: 12px;
  align-items: center;
  justify-content: flex-start;
  margin-top: 22px;
}
#blog-list .button{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 16px;
  border-radius: var(--z130df-radius, 14px);
  border: 1px solid transparent;
  text-decoration: none;
  font: 800 14px/1 var(--z130df-font);
  letter-spacing: 0.01em;
  min-height: 44px;
}
#blog-list .button--primary{
  background: var(--z130df-primary);
  color: #fff;
  border-color: rgba(11,61,145,0.5);
}
#blog-list .button--primary:hover{ background: #0A367F; }
#blog-list .button--ghost{
  background: var(--z130df-surface);
  color: var(--z130df-primary);
  border-color: var(--z130df-border);
}
#blog-list .button--ghost:hover{ border-color: rgba(11,61,145,0.35); background: rgba(31,111,235,0.06); }
#blog-list .button:focus-visible{ outline: 3px solid rgba(255,107,53,0.35); outline-offset: 3px; }
#blog-list ::selection{ background: rgba(31,111,235,0.18); }
@media (max-width: 980px){
  #blog-list .blog-list__grid{ grid-template-columns: 1fr; }
  #blog-list{ padding: 42px 14px; }
  #blog-list .blog-list__actions{ flex-direction: column; align-items: stretch; }
  #blog-list .button{ width: 100%; }
}
@media (prefers-reduced-motion: reduce){
  #blog-list .blog-card__link, #blog-list .button{ transition: none !important; }
}

/* z130df:article-hero */
/* z130df:article-hero */
#article-hero{--radius-sm:var(--z130df-radius-sm,10px);--radius-md:var(--z130df-radius-md,14px);--radius-lg:var(--z130df-radius-lg,18px);padding:44px 18px;background:var(--z130df-bg);color:var(--z130df-text);} 
#article-hero::selection{background:var(--z130df-secondary);color:var(--z130df-surface);} 
#article-hero .hero-inner{max-width:1080px;margin:0 auto;}
#article-hero .hero-kicker{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:14px;}
#article-hero .hero-pill{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border:1px solid var(--z130df-border);border-radius:999px;background:var(--z130df-surface);font:600 13px/1.1 var(--z130df-font);letter-spacing:-0.01em;color:var(--z130df-primary);} 
#article-hero .hero-divider{width:10px;height:10px;border-radius:999px;background:var(--z130df-accent);box-shadow:0 0 0 4px color-mix(in srgb, var(--z130df-accent) 16%, transparent);} 
#article-hero .hero-meta{font:500 14px/1.3 var(--z130df-font);color:color-mix(in srgb, var(--z130df-slate) 92%, var(--z130df-ink) 8%);} 
#article-hero .hero-title{margin:10px 0 18px;font:800 clamp(30px,4.3vw,52px)/1.06 var(--z130df-font-display);letter-spacing:-0.03em;text-wrap:balance;color:var(--z130df-ink);} 
#article-hero .hero-submeta{display:flex;gap:14px;flex-wrap:wrap;margin:0 0 14px;padding:14px;border-radius:var(--z130df-radius-md,14px);border:1px solid var(--z130df-border);background:color-mix(in srgb, var(--z130df-surface) 88%, var(--z130df-bg) 12%);} 
#article-hero .meta-item{min-width:180px;flex:1;}
#article-hero .meta-label{display:block;font:600 12px/1.2 var(--z130df-font);color:color-mix(in srgb, var(--z130df-slate) 86%, var(--z130df-ink) 14%);text-transform:none;}
#article-hero .meta-value{display:block;margin-top:6px;font:700 16px/1.2 var(--z130df-font);color:var(--z130df-ink);font-variant-numeric:tabular-nums;} 
#article-hero .hero-lead{margin:0 0 18px;max-width:76ch;font:500 16px/1.7 var(--z130df-font);color:color-mix(in srgb, var(--z130df-slate) 72%, var(--z130df-ink) 28%);} 
#article-hero .hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0 18px;}
#article-hero .button{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 16px;border-radius:var(--z130df-radius-md,14px);font:700 14px/1 var(--z130df-font);text-decoration:none;transition:background-color .15s ease,border-color .15s ease,color .15s ease,transform .15s ease, box-shadow .15s ease;}
#article-hero .button-primary{background:var(--z130df-primary);color:var(--z130df-surface);border:1px solid color-mix(in srgb, var(--z130df-primary) 70%, var(--z130df-primary));box-shadow:0 10px 26px color-mix(in srgb, var(--z130df-primary) 22%, transparent);} 
#article-hero .button-primary:hover{background:color-mix(in srgb, var(--z130df-primary) 86%, var(--z130df-secondary) 14%);} 
#article-hero .button-primary:active{transform:translateY(1px);} 
#article-hero .button-ghost{background:var(--z130df-surface);color:var(--z130df-primary);border:1px solid var(--z130df-border);} 
#article-hero .button-ghost:hover{background:color-mix(in srgb, var(--z130df-primary) 6%, var(--z130df-surface));border-color:color-mix(in srgb, var(--z130df-secondary) 28%, var(--z130df-border));} 
#article-hero .button:focus-visible{outline:3px solid color-mix(in srgb, var(--z130df-secondary) 55%, transparent);outline-offset:3px;} 
#article-hero .hero-facts{display:grid;grid-template-columns:1fr;gap:12px;margin:18px 0 10px;} 
#article-hero .fact{display:flex;gap:12px;align-items:flex-start;padding:14px;border-radius:var(--z130df-radius-md,14px);border:1px solid var(--z130df-border);background:var(--z130df-surface);} 
#article-hero .fact-number{width:28px;height:28px;border-radius:10px;background:color-mix(in srgb, var(--z130df-accent) 18%, var(--z130df-surface));border:1px solid color-mix(in srgb, var(--z130df-accent) 35%, var(--z130df-border));display:inline-flex;align-items:center;justify-content:center;font:900 14px/1 var(--z130df-font);color:var(--z130df-accent);flex:0 0 auto;margin-top:2px;} 
#article-hero .fact-title{font:800 15px/1.25 var(--z130df-font);color:var(--z130df-ink);} 
#article-hero .fact-text{margin-top:6px;font:500 14px/1.55 var(--z130df-font);color:color-mix(in srgb, var(--z130df-slate) 78%, var(--z130df-ink) 22%);} 
#article-hero .hero-disclaimer{margin:10px 0 0;font:500 13px/1.6 var(--z130df-font);color:color-mix(in srgb, var(--z130df-slate) 78%, var(--z130df-ink) 22%);} 
@media (min-width:860px){
  #article-hero{padding:58px 24px;}
  #article-hero .hero-facts{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;}
  #article-hero .hero-actions{margin-top:28px;}
}
@media (prefers-reduced-motion:reduce){
  #article-hero .button{transition:none;}
}

/* z130df:article-content */
/* z130df:article-content */
#article-content{--radius-sm:var(--z130df-radius-sm,10px);--radius-md:var(--z130df-radius-md,14px);--radius-lg:var(--z130df-radius-lg,18px);padding:24px 0;background:var(--z130df-bg);color:var(--z130df-text);}
#article-content .article-content-wrap{max-width:1120px;margin:0 auto;padding:0 18px;}
#article-content .article-header{padding:18px 0 14px;}
#article-content .article-kicker{display:inline-block;background:var(--z130df-mist);border:1px solid var(--z130df-border);color:var(--z130df-primary);padding:7px 10px;border-radius:999px;font-weight:700;font-size:12px;letter-spacing:.02em;}
#article-content .article-title{margin:12px 0 10px;font-family:var(--z130df-font-display);font-size:34px;line-height:1.08;letter-spacing:-.02em;text-wrap:balance;}
#article-content .article-lead{margin:0 0 14px;max-width:78ch;font-size:16px;line-height:1.6;color:var(--z130df-text);}
#article-content .article-meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:10px;}
#article-content .meta-item{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius-md,14px);padding:10px 12px;min-width:180px;}
#article-content .meta-label{display:block;color:var(--z130df-slate);font-size:12px;font-weight:700;}
#article-content .meta-value{display:block;font-weight:800;font-size:14px;margin-top:2px;}
#article-content .article-grid{display:grid;grid-template-columns:320px 1fr;gap:22px;align-items:start;padding:14px 0 0;}
#article-content .article-toc{position:sticky;top:18px;background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius-lg,18px);padding:16px;box-shadow:0 10px 22px rgba(11,61,145,.08);}
#article-content .toc-title{margin:0 0 10px;font-size:14px;font-weight:900;color:var(--z130df-ink);}
#article-content .toc-list{margin:0;padding-left:18px;}
#article-content .toc-list li{margin:10px 0;}
#article-content .toc-link{color:var(--z130df-primary);text-decoration:none;font-weight:800;font-size:13px;line-height:1.35;}
#article-content .toc-link:hover{text-decoration:underline;}
#article-content .toc-link:focus-visible{outline:3px solid var(--z130df-secondary);outline-offset:3px;border-radius:8px;}
#article-content .toc-note{margin-top:14px;padding:12px;border-radius:14px;background:var(--z130df-bg);border:1px solid var(--z130df-border);}
#article-content .toc-note-text{margin:0;font-size:13px;line-height:1.5;color:var(--z130df-text);}
#article-content .article-body{background:transparent;}
#article-content .content-section{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius-lg,18px);padding:18px 18px 16px;margin:0 0 14px;}
#article-content .content-title{margin:0 0 10px;font-size:20px;line-height:1.25;letter-spacing:-.01em;font-weight:950;}
#article-content .subhead{margin:12px 0 8px;font-size:15px;font-weight:950;}
#article-content .content-paragraph{margin:0 0 12px;line-height:1.7;font-size:15.5px;color:var(--z130df-text);}
#article-content .content-paragraph strong{color:var(--z130df-ink);}
#article-content .callout{margin-top:14px;border-radius:16px;border:1px solid color-mix(in srgb, var(--z130df-secondary) 35%, var(--z130df-border));background:color-mix(in srgb, var(--z130df-mist) 75%, var(--z130df-surface));padding:14px;}
#article-content .callout-badge{display:inline-block;background:color-mix(in srgb, var(--z130df-secondary) 16%, var(--z130df-mist));border:1px solid color-mix(in srgb, var(--z130df-secondary) 25%, var(--z130df-border));color:var(--z130df-primary);font-weight:950;padding:6px 9px;border-radius:999px;font-size:12px;}
#article-content .callout-text{margin:10px 0 0;font-size:14px;line-height:1.6;font-weight:750;color:var(--z130df-text);}
#article-content .checklist{list-style:none;margin:10px 0 0;padding:0;}
#article-content .checklist li{display:flex;gap:10px;align-items:flex-start;margin:10px 0;}
#article-content .check{width:22px;height:22px;border-radius:8px;background:color-mix(in srgb, var(--z130df-secondary) 18%, var(--z130df-surface));border:1px solid color-mix(in srgb, var(--z130df-secondary) 35%, var(--z130df-border));display:inline-flex;align-items:center;justify-content:center;color:var(--z130df-primary);font-weight:950;flex:0 0 auto;}
#article-content .checklist li span{font-size:14.5px;line-height:1.6;color:var(--z130df-text);font-weight:700;}
#article-content .table-card{margin-top:10px;border-radius:16px;border:1px solid var(--z130df-border);background:var(--z130df-bg);padding:12px;}
#article-content .pricing-table{width:100%;border-collapse:separate;border-spacing:0;overflow:hidden;border-radius:14px;background:var(--z130df-surface);}
#article-content .pricing-table th,#article-content .pricing-table td{padding:12px 12px;text-align:left;border-bottom:1px solid var(--z130df-border);font-size:14px;}
#article-content .pricing-table th{background:color-mix(in srgb, var(--z130df-primary) 6%, var(--z130df-surface));color:var(--z130df-ink);font-weight:950;}
#article-content .pricing-table tr:last-child td{border-bottom:none;}
#article-content .warning{margin-top:12px;border-radius:16px;border:1px solid color-mix(in srgb, var(--z130df-accent) 35%, var(--z130df-border));background:color-mix(in srgb, var(--z130df-accent) 10%, var(--z130df-surface));padding:14px;}
#article-content .warning-title{font-weight:1000;color:var(--z130df-ink);margin-bottom:6px;}
#article-content .warning-text{margin:0;font-size:14.5px;line-height:1.6;color:var(--z130df-text);font-weight:750;}
#article-content .action-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px;}
#article-content .primary-link,#article-content .ghost-link{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:14px;padding:11px 14px;font-weight:950;font-size:14px;min-height:42px;}
#article-content .primary-link{background:var(--z130df-secondary);color:var(--z130df-surface);border:1px solid color-mix(in srgb, var(--z130df-secondary) 70%, var(--z130df-border));}
#article-content .ghost-link{background:var(--z130df-surface);color:var(--z130df-primary);border:2px solid color-mix(in srgb, var(--z130df-primary) 35%, var(--z130df-border));}
#article-content .primary-link:hover{filter:brightness(1.02);}
#article-content .ghost-link:hover{background:color-mix(in srgb, var(--z130df-primary) 7%, var(--z130df-surface));}
#article-content .primary-link:focus-visible,#article-content .ghost-link:focus-visible{outline:3px solid var(--z130df-accent);outline-offset:3px;}
#article-content .signature{margin-top:12px;padding:14px;border-radius:16px;background:var(--z130df-mist);border:1px solid var(--z130df-border);}
#article-content .signature-text{margin:0;font-size:14.5px;line-height:1.65;color:var(--z130df-text);font-weight:750;}
#article-content .related-block{margin:14px 0 6px;background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius-lg,18px);padding:16px;}
#article-content .related-title{margin:0 0 10px;font-size:16px;font-weight:1000;color:var(--z130df-ink);}
#article-content .related-list{list-style:none;margin:0;padding:0;display:grid;gap:10px;}
#article-content .related-item{border-radius:14px;border:1px solid var(--z130df-border);background:var(--z130df-bg);padding:12px;}
#article-content .related-link{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--z130df-primary);font-weight:950;}
#article-content .related-dot{width:10px;height:10px;border-radius:50%;background:var(--z130df-accent);box-shadow:0 0 0 4px color-mix(in srgb, var(--z130df-accent) 18%, transparent);} 
#article-content .related-link:hover{text-decoration:underline;}
#article-content .related-link:focus-visible{outline:3px solid var(--z130df-secondary);outline-offset:3px;border-radius:10px;}
#article-content ::selection{background:color-mix(in srgb, var(--z130df-accent) 30%, var(--z130df-secondary));color:var(--z130df-ink);}
@media (max-width: 920px){#article-content .article-grid{grid-template-columns:1fr;}
#article-content .article-toc{position:relative;top:auto;}
#article-content .article-title{font-size:30px;}
#article-content .content-section{padding:16px;}}
@media (prefers-reduced-motion: reduce){#article-content *{scroll-behavior:auto;transition:none !important;animation:none !important;}}

/* z130df:related-articles */
/* z130df:related-articles */
#related-articles{--ra-gap:20px;--ra-radius:14px;--ra-max:1040px;--ra-title:clamp(1.25rem,1.7vw,1.9rem);--ra-sub:clamp(0.95rem,1.1vw,1.05rem);--ra-small:0.9rem;box-sizing:border-box;background:var(--z130df-bg);color:var(--z130df-text);padding:44px 18px;}
#related-articles .related-articles__inner{max-width:var(--ra-max);margin:0 auto;}
#related-articles .related-articles__header{margin-bottom:22px;}
#related-articles .related-articles__title{font-family:var(--z130df-font-display);font-size:var(--ra-title);line-height:1.15;margin:0 0 10px 0;letter-spacing:-0.02em;text-wrap:balance;}
#related-articles .related-articles__subtitle{margin:0;max-width:70ch;font-size:var(--ra-sub);line-height:1.65;color:var(--z130df-text);}
#related-articles .related-articles__list{display:grid;grid-template-columns:1fr;gap:var(--ra-gap);}
#related-articles .related-articles__card{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--ra-radius);padding:18px 18px 16px 18px;box-shadow:0 10px 30px rgba(11,61,145,.06);}
#related-articles .related-articles__card-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px;}
#related-articles .related-articles__chip{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:rgba(31,111,235,.10);border:1px solid rgba(31,111,235,.25);color:var(--z130df-primary);font-size:var(--ra-small);font-weight:700;}
#related-articles .related-articles__chip--warning{background:rgba(255,107,53,.10);border-color:rgba(255,107,53,.26);color:var(--z130df-accent);}
#related-articles .related-articles__link{font-size:var(--ra-small);color:var(--z130df-primary);text-decoration:underline;text-underline-offset:3px;}
#related-articles .related-articles__link:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px;border-radius:6px;}
#related-articles .related-articles__card-title{margin:0 0 10px 0;font-size:1.05rem;line-height:1.35;letter-spacing:-0.01em;text-wrap:balance;}
#related-articles .related-articles__card-text{margin:0 0 14px 0;color:var(--z130df-slate);line-height:1.65;}
#related-articles .related-articles__button{display:inline-flex;align-items:center;justify-content:center;padding:10px 14px;border-radius:10px;background:var(--z130df-secondary);color:var(--z130df-surface);text-decoration:none;font-weight:800;letter-spacing:-0.01em;min-height:40px;}
#related-articles .related-articles__button:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px;}
#related-articles .related-articles__button:hover{background:var(--z130df-primary);}
#related-articles .related-articles__footer{margin-top:22px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:12px;border-top:1px solid var(--z130df-border);}
#related-articles .related-articles__footer-text{margin:0;color:var(--z130df-slate);line-height:1.6;max-width:65ch;}
#related-articles .related-articles__ghost{display:inline-flex;align-items:center;justify-content:center;padding:10px 14px;border-radius:10px;border:1px solid var(--z130df-border);background:var(--z130df-surface);color:var(--z130df-primary);text-decoration:none;font-weight:800;min-height:40px;}
#related-articles .related-articles__ghost:hover{border-color:rgba(31,111,235,.55);color:var(--z130df-secondary);}
#related-articles .related-articles__ghost:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px;}
#related-articles ::selection{background:rgba(31,111,235,.22);}
@media (min-width:820px){#related-articles{padding:62px 22px;}#related-articles .related-articles__list{grid-template-columns:1fr 1fr;}#related-articles .related-articles__card{padding:20px 20px 18px 20px;}}
@media (prefers-reduced-motion:reduce){#related-articles *{scroll-behavior:auto;transition:none!important;animation:none!important;}}

/* z130df:article-hero */
/* z130df:article-hero */
#article-hero{background:var(--z130df-bg);color:var(--z130df-text);padding:56px 0 34px;position:relative;overflow:hidden}
#article-hero:before{content:"";position:absolute;inset:-120px -80px auto -80px;height:260px;background:color-mix(in oklab,var(--z130df-primary) 12%, transparent);border-bottom:1px solid color-mix(in oklab,var(--z130df-border) 70%, transparent);pointer-events:none}
#article-hero .container{width:min(1060px,calc(100% - 40px));margin:0 auto;position:relative}
#article-hero .hero-top{max-width:820px}
#article-hero .kicker{display:inline-flex;align-items:center;gap:10px;border:1px solid var(--z130df-border);background:color-mix(in oklab,var(--z130df-surface) 74%, transparent);padding:9px 12px;border-radius:var(--radius-sm,10px);font:600 13px/1 var(--z130df-font)}
#article-hero .title{margin:18px 0 10px;font:700 44px/1.08 var(--z130df-font-display);letter-spacing:-0.02em;text-wrap:balance;color:var(--z130df-ink)}
#article-hero .subtitle{margin:0;max-width:720px;font:400 17px/1.6 var(--z130df-font);color:color-mix(in oklab,var(--z130df-ink) 84%, var(--z130df-slate))}
#article-hero .meta-row{margin-top:22px;display:flex;flex-wrap:wrap;align-items:center;gap:10px;color:color-mix(in oklab,var(--z130df-ink) 86%, var(--z130df-slate))}
#article-hero .meta-pill{border:1px solid var(--z130df-border);background:var(--z130df-surface);padding:10px 12px;border-radius:var(--radius-md,14px);font:600 13px/1.2 var(--z130df-font)}
#article-hero .meta-sep{opacity:.65;font:600 14px/1 var(--z130df-font)}
#article-hero .hero-badges{margin-top:26px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
#article-hero .badge{border:1px solid var(--z130df-border);background:var(--z130df-surface);border-radius:var(--radius-lg,18px);padding:16px 16px;box-shadow:0 10px 30px color-mix(in oklab,var(--z130df-primary) 10%, transparent)}
#article-hero .badge-label{display:block;font:700 12px/1.2 var(--z130df-font);letter-spacing:.02em;text-transform:uppercase;color:color-mix(in oklab,var(--z130df-ink) 66%, var(--z130df-slate))}
#article-hero .badge-value{display:block;margin-top:8px;font:600 15px/1.35 var(--z130df-font);color:var(--z130df-ink)}
#article-hero .hero-actions{margin-top:22px;display:flex;gap:12px;flex-wrap:wrap}
#article-hero .button{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:var(--radius-md,14px);padding:12px 14px;text-decoration:none;font:700 14px/1 var(--z130df-font);border:1px solid transparent;transition:transform .15s ease, background-color .15s ease, border-color .15s ease, box-shadow .15s ease}
#article-hero .button:focus-visible{outline:3px solid color-mix(in oklab,var(--z130df-secondary) 45%, transparent);outline-offset:3px}
#article-hero .button.primary{background:var(--z130df-secondary);border-color:color-mix(in oklab,var(--z130df-secondary) 70%, var(--z130df-border));color:var(--z130df-surface);box-shadow:0 14px 34px color-mix(in oklab,var(--z130df-secondary) 28%, transparent)}
#article-hero .button.primary:hover{transform:translateY(-1px);background:color-mix(in oklab,var(--z130df-secondary) 86%, #0A2E6D)}
#article-hero .button.ghost{background:color-mix(in oklab,var(--z130df-surface) 80%, transparent);border-color:var(--z130df-border);color:var(--z130df-ink)}
#article-hero .button.ghost:hover{border-color:color-mix(in oklab,var(--z130df-primary) 40%, var(--z130df-border));background:var(--z130df-surface)}
#article-hero .hero-disclaimer{margin-top:16px;max-width:820px;font:500 13px/1.55 var(--z130df-font);color:color-mix(in oklab,var(--z130df-ink) 76%, var(--z130df-slate))}
#article-hero ::selection{background:color-mix(in oklab,var(--z130df-accent) 32%, var(--z130df-primary));color:var(--z130df-ink)}
@media (max-width:820px){#article-hero{padding:44px 0 26px}#article-hero .title{font-size:34px}#article-hero .hero-badges{grid-template-columns:1fr;gap:12px}}
@media (prefers-reduced-motion: reduce){#article-hero .button{transition:none}#article-hero .button.primary:hover{transform:none}}

/* z130df:article-content */
/* z130df:article-content */
#article-content{--r:var(--z130df-border);--ink:var(--z130df-ink);--p:var(--z130df-primary);--s:var(--z130df-secondary);--a:var(--z130df-accent);--bg:var(--z130df-bg);--surface:var(--z130df-surface);--mist:var(--z130df-mist);--text:var(--z130df-text);font-family:var(--z130df-font);color:var(--z130df-text);background:var(--z130df-surface)}
#article-content ::selection{background:rgba(31,111,235,.18)}
#article-content a{color:var(--z130df-secondary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px}
#article-content a:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px;border-radius:10px}
#article-content .article-content__container{max-width:980px;margin:0 auto;padding:28px 18px 26px}
#article-content .article-content__header{margin-bottom:18px}
#article-content .article-content__kicker{display:inline-flex;gap:10px;align-items:center;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--z130df-primary);background:rgba(11,61,145,.08);border:1px solid rgba(11,61,145,.18);padding:7px 10px;border-radius:999px}
#article-content .article-content__title{font-family:var(--z130df-font-display);font-size:34px;line-height:1.06;margin:12px 0 10px;font-weight:800;letter-spacing:-.02em;text-wrap:balance;color:var(--z130df-ink)}
#article-content .article-content__meta{display:flex;gap:10px;align-items:center;color:var(--z130df-slate);font-size:14px}
#article-content .article-content__meta-dot{color:rgba(75,85,99,.75)}
#article-content .article-content__body{background:var(--z130df-bg);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,18px);padding:22px}
#article-content .article-block{margin:18px 0}
#article-content .article-block--callout{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,18px);padding:18px}
#article-content .article-content__body p{margin:12px 0;font-size:16px;line-height:1.7;color:var(--z130df-text)}
#article-content .article-block h3{margin:0 0 10px;font-size:20px;line-height:1.25;color:var(--z130df-ink);letter-spacing:-.01em}
#article-content .article-list{margin:10px 0 0 18px;padding:0}
#article-content .article-list li{margin:8px 0;font-size:16px;line-height:1.6}
#article-content .metrics{display:grid;grid-template-columns:1fr;gap:14px;margin-top:10px}
#article-content .metrics__card{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,14px);padding:16px}
#article-content .metrics__title{margin:0 0 10px;font-size:16px;color:var(--z130df-ink)}
#article-content .article-steps{margin:10px 0 0 18px;padding:0}
#article-content .article-steps li{margin:10px 0;font-size:16px;line-height:1.65}
#article-content .scenario{display:block;border-left:4px solid rgba(31,111,235,.35);padding:10px 0 10px 14px;margin:10px 0}
#article-content .scenario__label{font-size:13px;color:var(--z130df-primary);text-transform:uppercase;letter-spacing:.08em;margin-bottom:6px;font-weight:700}
#article-content .compare-table{margin-top:8px;border:1px solid var(--z130df-border);border-radius:var(--z130df-radius,14px);overflow:hidden;background:var(--z130df-surface)}
#article-content .compare-table__row{display:grid;grid-template-columns:1.1fr 1.25fr 1.1fr 1.25fr}
#article-content .compare-table__row + .compare-table__row{border-top:1px solid var(--z130df-border)}
#article-content .compare-table__cell{padding:14px 14px;font-size:15px;line-height:1.55;color:var(--z130df-text)}
#article-content .compare-table__head .compare-table__cell{background:rgba(31,111,235,.07);color:var(--z130df-ink);font-weight:800}
#article-content .article-content__links{display:flex;gap:12px;flex-wrap:wrap;margin-top:12px}
#article-content .primary-link{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 14px;border-radius:12px;border:1px solid rgba(11,61,145,.35);background:var(--z130df-primary);color:var(--z130df-surface);text-decoration:none;font-weight:800;letter-spacing:-.01em}
#article-content .primary-link:hover{filter:brightness(1.02)}
#article-content .primary-link:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px}
#article-content .ghost-link{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 14px;border-radius:12px;border:1px solid var(--z130df-border);background:var(--z130df-surface);color:var(--z130df-ink);text-decoration:none;font-weight:800}
#article-content .ghost-link:hover{border-color:rgba(31,111,235,.45)}
#article-content .article-content__footer{margin-top:18px}
#article-content .article-content__footer-title{font-family:var(--z130df-font-display);color:var(--z130df-ink);margin:16px 0 10px;font-size:18px}
#article-content .related-links{list-style:none;padding:0;margin:0;display:grid;gap:10px}
#article-content .related-links a{display:inline-flex;align-items:center;min-height:42px;padding:10px 12px;border:1px solid var(--z130df-border);border-radius:12px;background:var(--z130df-surface);text-decoration:none;color:var(--z130df-ink)}
#article-content .related-links a:hover{border-color:rgba(31,111,235,.45)}
@media (min-width:840px){
  #article-content .article-content__container{padding:34px 22px 30px}
  #article-content .article-content__title{font-size:38px}
  #article-content .article-content__body{padding:26px}
  #article-content .metrics{grid-template-columns:1fr 1fr}
  #article-content .compare-table__cell{font-size:14.5px}
}
@media (max-width:820px){
  #article-content .compare-table__row{grid-template-columns:1fr}
  #article-content .compare-table__cell{padding:12px 14px}
  #article-content .compare-table__head{display:none}
}
@media (prefers-reduced-motion:reduce){
  #article-content *{scroll-behavior:auto;transition:none !important;animation:none !important}
}
/* z130df:related-articles */
/* z130df:related-articles */
#related-articles{--ra-gap:16px;--ra-radius:18px;--ra-max:1060px;padding:40px 18px;background:var(--z130df-bg);color:var(--z130df-text);}
#related-articles .related-articles__inner{max-width:var(--ra-max);margin:0 auto;}
#related-articles .related-articles__header{display:flex;flex-direction:column;gap:10px;margin-bottom:22px;}
#related-articles .related-articles__title{font-family:var(--z130df-font-display);font-size:clamp(22px,2.3vw,30px);line-height:1.1;letter-spacing:-0.02em;margin:0;color:var(--z130df-ink);text-wrap:balance;}
#related-articles .related-articles__subtitle{margin:0;max-width:66ch;color:var(--z130df-slate);font-size:15.5px;line-height:1.6;}
#related-articles .related-articles__list{display:grid;grid-template-columns:1fr;gap:14px;}
#related-articles .related-article-card{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--ra-radius);padding:16px 16px 14px;box-shadow:0 10px 22px rgba(11,61,145,0.08);display:flex;flex-direction:column;gap:10px;}
#related-articles .related-article-card__meta{display:flex;align-items:center;gap:10px;flex-wrap:wrap;}
#related-articles .related-article-card__pill{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;background:rgba(31,111,235,0.10);color:var(--z130df-primary);border:1px solid rgba(31,111,235,0.22);font-size:12.5px;font-weight:700;letter-spacing:0.01em;}
#related-articles .related-article-card__time{color:var(--z130df-slate);font-size:12.8px;}
#related-articles .related-article-card__title{margin:0;font-size:18px;line-height:1.25;letter-spacing:-0.01em;color:var(--z130df-ink);text-wrap:balance;}
#related-articles .related-article-card__desc{margin:0;color:var(--z130df-slate);font-size:14.6px;line-height:1.6;}
#related-articles .related-article-card__link{margin-top:2px;align-self:flex-start;display:inline-flex;align-items:center;gap:10px;padding:10px 12px;border-radius:12px;border:1px solid var(--z130df-border);background:var(--z130df-surface);color:var(--z130df-primary);text-decoration:none;font-weight:800;letter-spacing:0.01em;}
#related-articles .related-article-card__link:focus-visible{outline:3px solid rgba(31,111,235,0.35);outline-offset:2px;}
#related-articles .related-article-card__link:hover{border-color:rgba(31,111,235,0.55);background:rgba(31,111,235,0.06);}
#related-articles .related-articles__footer{margin-top:18px;padding-top:16px;border-top:1px solid rgba(214,220,227,0.9);display:flex;align-items:center;gap:10px;flex-wrap:wrap;}
#related-articles .related-articles__backlink{color:var(--z130df-primary);font-weight:800;text-decoration:none;border-bottom:2px solid rgba(31,111,235,0.25);padding-bottom:2px;}
#related-articles .related-articles__backlink:focus-visible{outline:3px solid rgba(31,111,235,0.35);outline-offset:3px;border-bottom-color:rgba(31,111,235,0.8);}
#related-articles .related-articles__backlink:hover{border-bottom-color:rgba(31,111,235,0.7);}
#related-articles .related-articles__dot{color:rgba(75,85,99,0.9);}
#related-articles .related-articles__note{color:var(--z130df-slate);font-size:14.5px;line-height:1.5;}
#related-articles ::selection{background:rgba(255,107,53,0.28);color:var(--z130df-ink);}
@media (min-width:860px){
  #related-articles{padding:58px 18px;}
  #related-articles .related-articles__list{grid-template-columns:1fr 1fr;gap:16px;}
  #related-articles .related-article-card{padding:18px 18px 16px;}
}
@media (prefers-reduced-motion:reduce){
  #related-articles *{scroll-behavior:auto;}
  #related-articles .related-article-card__link{transition:none;}
}

/* z130df:article-hero */
/* z130df:article-hero */
#article-hero{--section-radius:var(--z130df-radius-lg,18px);padding:28px 16px 34px;background:var(--z130df-bg);color:var(--z130df-text);font-family:var(--z130df-font);} 
#article-hero .article-hero__inner{max-width:980px;margin:0 auto;padding:26px 18px 20px;border:1px solid var(--z130df-border);background:var(--z130df-surface);border-radius:var(--z130df-radius-lg,18px);box-shadow:0 10px 28px rgba(11,61,145,.08);} 
#article-hero .article-hero__badge-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:14px;} 
#article-hero .article-hero__badge{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border-radius:999px;background:rgba(31,111,235,.10);border:1px solid rgba(31,111,235,.25);color:var(--z130df-primary);font-weight:700;font-size:13px;letter-spacing:.01em;} 
#article-hero .article-hero__meta{color:var(--z130df-slate);font-size:14px;} 
#article-hero .article-hero__title{margin:0 0 12px;font-family:var(--z130df-font-display);font-weight:750;letter-spacing:-.02em;line-height:1.12;font-size:34px;text-wrap:balance;} 
#article-hero .article-hero__lead{margin:0 0 18px;max-width:70ch;color:var(--z130df-text);font-size:16px;line-height:1.6;} 
#article-hero .article-hero__facts{display:flex;gap:14px;flex-wrap:wrap;border-top:1px solid var(--z130df-border);padding-top:16px;margin-top:14px;} 
#article-hero .fact{flex:1 1 210px;min-width:200px;padding:12px 14px;border-radius:var(--z130df-radius-md,14px);background:var(--z130df-bg);border:1px solid var(--z130df-border);} 
#article-hero .fact__label{font-size:13px;color:var(--z130df-slate);margin-bottom:6px;} 
#article-hero .fact__value{font-variant-numeric:tabular-nums;font-weight:800;color:var(--z130df-ink);font-size:16px;line-height:1.3;} 
#article-hero .article-hero__actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px;} 
#article-hero .btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:12px;padding:11px 14px;font-weight:800;font-size:15px;line-height:1;gap:10px;transition:background-color .15s ease,border-color .15s ease,transform .05s ease;} 
#article-hero .btn--primary{background:var(--z130df-primary);color:var(--z130df-surface);border:1px solid var(--z130df-primary);} 
#article-hero .btn--primary:hover{background: #0A356F;} 
#article-hero .btn--outline{background:var(--z130df-surface);color:var(--z130df-primary);border:2px solid rgba(11,61,145,.35);} 
#article-hero .btn--outline:hover{border-color:rgba(11,61,145,.65);background:rgba(11,61,145,.04);} 
#article-hero .btn:active{transform:translateY(1px);} 
#article-hero .btn:focus-visible,.article-hero .link:focus-visible{outline:3px solid rgba(31,111,235,.45);outline-offset:2px;} 
#article-hero .article-hero__note{display:flex;gap:12px;align-items:flex-start;margin-top:18px;padding:14px 14px;border-radius:var(--z130df-radius-md,14px);background:rgba(238,242,247,.9);border:1px solid var(--z130df-border);} 
#article-hero .article-hero__note-icon{flex:0 0 auto;width:28px;height:28px;border-radius:10px;display:inline-flex;align-items:center;justify-content:center;background:rgba(255,107,53,.12);border:1px solid rgba(255,107,53,.32);color: #B33A13;font-weight:900;} 
#article-hero .article-hero__note-text{margin:0;color:var(--z130df-text);font-size:14px;line-height:1.55;} 
#article-hero .link{color:var(--z130df-secondary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;} 
#article-hero .link:hover{color:#165FE0;} 
#article-hero ::selection{background:rgba(31,111,235,.18);}
@media (max-width: 720px){#article-hero{padding:20px 12px 26px;}#article-hero .article-hero__inner{padding:20px 14px 16px;}#article-hero .article-hero__title{font-size:28px;}#article-hero .fact{min-width:160px;}}
@media (prefers-reduced-motion: reduce){#article-hero .btn{transition:none;}}

/* z130df:article-content */
/* z130df:article-content */
#article-content{--c-primary:var(--z130df-primary);--c-secondary:var(--z130df-secondary);--c-accent:var(--z130df-accent);--c-ink:var(--z130df-ink);--c-slate:var(--z130df-slate);--c-mist:var(--z130df-mist);--c-border:var(--z130df-border);--c-surface:var(--z130df-surface);--c-bg:var(--z130df-bg);color:var(--z130df-text);background:var(--z130df-bg);padding:44px 0 56px;}
#article-content *{box-sizing:border-box;}
#article-content ::selection{background:rgba(31,111,235,.18);}
#article-content .article-content__container{max-width:980px;margin:0 auto;padding:0 20px;}
#article-content .article-content__header{padding:14px 0 18px;border-bottom:1px solid var(--z130df-border);}
#article-content .article-content__kicker{display:inline-flex;align-items:center;gap:10px;padding:8px 12px;border:1px solid var(--z130df-border);background:rgba(255,255,255,.7);border-radius:999px;color:var(--z130df-primary);font-weight:650;letter-spacing:.02em;}
#article-content .article-content__title{margin:14px 0 10px;font-family:var(--z130df-font-display);font-size:2.05rem;line-height:1.1;letter-spacing:-.02em;color:var(--z130df-ink);text-wrap:balance;}
#article-content .article-content__lede{margin:0;max-width:74ch;font-size:1.03rem;line-height:1.6;color:var(--z130df-text);}
#article-content .article-content__meta{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 22px;}
#article-content .article-content__meta-item{padding:10px 12px;border:1px solid var(--z130df-border);background:rgba(255,255,255,.7);border-radius:12px;color:var(--z130df-text);font-size:.94rem;}
#article-content .article-content__toc{margin:22px 0 26px;border:1px solid var(--z130df-border);background:rgba(255,255,255,.75);border-radius:var(--z130df-radius-lg,18px);padding:16px 16px 14px;}
#article-content .article-content__toc-title{font-weight:750;color:var(--z130df-ink);margin-bottom:10px;}
#article-content .article-content__toc-list{margin:0;padding-left:18px;}
#article-content .article-content__toc-list li{margin:8px 0;}
#article-content .article-content__toc-link{color:var(--z130df-primary);text-decoration:underline;text-decoration-thickness:from-font;text-underline-offset:3px;font-weight:650;}
#article-content .article-content__toc-link:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px;border-radius:6px;}
#article-content .article-content__body{padding-top:6px;}
#article-content .article-content__h2{margin:26px 0 10px;font-family:var(--z130df-font-display);font-size:1.45rem;letter-spacing:-.01em;line-height:1.25;color:var(--z130df-ink);}
#article-content .article-content__h3{margin:18px 0 8px;font-size:1.08rem;line-height:1.3;color:var(--z130df-ink);font-weight:800;}
#article-content .article-content__p{margin:0 0 14px;line-height:1.72;font-size:1.02rem;color:var(--z130df-text);}
#article-content .article-content__p--tight{margin-bottom:10px;}
#article-content .article-content__p--muted{color:var(--z130df-slate);}
#article-content .article-content__strong{color:var(--z130df-ink);font-weight:750;}
#article-content .article-content__mono{font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace;}
#article-content .article-content__callout{margin:18px 0 18px;padding:16px 16px;border-radius:var(--z130df-radius-md,14px);background:linear-gradient(0deg, rgba(238,242,247,.9), rgba(238,242,247,.9));border:1px solid rgba(214,220,227,.9);}
#article-content .article-content__callout-title{font-weight:850;color:var(--z130df-ink);margin-bottom:10px;}
#article-content .article-content__bullets{margin:0;padding-left:18px;}
#article-content .article-content__bullets li{margin:8px 0;line-height:1.5;color:var(--z130df-text);}
#article-content .article-content__bottom-cta{margin:26px 0 10px;padding:18px;border-radius:var(--z130df-radius-lg,18px);border:1px solid var(--z130df-border);background:var(--z130df-surface);display:flex;align-items:center;justify-content:space-between;gap:16px;}
#article-content .article-content__bottom-cta-title{font-weight:900;color:var(--z130df-ink);margin-bottom:6px;}
#article-content .article-content__bottom-cta-copy{min-width:260px;flex:1;}
#article-content .article-content__bottom-cta-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end;}
#article-content .article-content__button{display:inline-flex;align-items:center;justify-content:center;padding:12px 14px;border-radius:12px;border:1px solid rgba(11,61,145,.25);background:var(--z130df-secondary);color:var(--z130df-surface);font-weight:800;text-decoration:none;white-space:nowrap;}
#article-content .article-content__button:hover{background:#1b63d6;}
#article-content .article-content__button:active{transform:translateY(1px);}
#article-content .article-content__button:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px;}
#article-content .article-content__button--outline{background:var(--z130df-surface);border-color:rgba(11,61,145,.35);color:var(--z130df-primary);}
#article-content .article-content__button--outline:hover{background:rgba(11,61,145,.06);}
#article-content .article-content__bottom-cta .article-content__button--outline{border-width:2px;}
#article-content .article-content__seo{margin-top:14px;padding:14px 0;}
#article-content .article-content__related{margin-top:26px;padding-top:18px;border-top:1px solid var(--z130df-border);}
#article-content .article-content__related-title{font-weight:900;color:var(--z130df-ink);margin-bottom:12px;}
#article-content .article-content__related-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr;gap:10px;}
#article-content .article-content__related-link{display:block;padding:14px 14px;border:1px solid var(--z130df-border);border-radius:14px;background:rgba(255,255,255,.75);text-decoration:none;}
#article-content .article-content__related-link:hover{border-color:rgba(31,111,235,.5);}
#article-content .article-content__related-link:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:3px;}
#article-content .article-content__related-label{display:inline-block;padding:7px 10px;border-radius:999px;background:rgba(11,61,145,.07);border:1px solid rgba(11,61,145,.18);color:var(--z130df-primary);font-weight:850;font-size:.9rem;margin-bottom:8px;}
#article-content .article-content__related-text{display:block;color:var(--z130df-ink);font-weight:760;line-height:1.35;}
@media (min-width: 860px){#article-content .article-content__related-list{grid-template-columns:1fr 1fr;}
#article-content .article-content__bottom-cta{padding:20px 22px;}
}
@media (max-width: 640px){#article-content{padding:30px 0 44px;}
#article-content .article-content__container{padding:0 16px;}
#article-content .article-content__title{font-size:1.7rem;}
#article-content .article-content__meta-item{flex:1 1 auto;}
#article-content .article-content__bottom-cta{flex-direction:column;align-items:flex-start;}
#article-content .article-content__bottom-cta-actions{justify-content:flex-start;}
}
@media (prefers-reduced-motion: reduce){#article-content .article-content__button{transition:none;}}

/* z130df:related-articles */
/* z130df:related-articles */
#related-articles.related-articles{
  background: var(--z130df-bg);
  color: var(--z130df-text);
  padding: 48px 16px;
}
#related-articles .related-articles__inner{
  max-width: 1040px;
  margin: 0 auto;
}
#related-articles .related-articles__header{
  margin-bottom: 22px;
}
#related-articles .related-articles__kicker{
  margin: 0 0 10px;
  font: 600 12px/1.2 var(--z130df-font);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--z130df-slate);
}
#related-articles .related-articles__title{
  margin: 0 0 10px;
  font-family: var(--z130df-font-display);
  font-size: 34px;
  line-height: 1.08;
  letter-spacing: -0.02em;
  text-wrap: balance;
  color: var(--z130df-ink);
}
#related-articles .related-articles__lede{
  margin: 0;
  max-width: 720px;
  color: var(--z130df-text);
  font-size: 16px;
  line-height: 1.6;
}
#related-articles .related-articles__grid{
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 14px;
}
#related-articles .related-articles__card{
  grid-column: span 4;
  background: var(--z130df-surface);
  border: 1px solid var(--z130df-border);
  border-radius: var(--z130df-radius, 14px);
  padding: 18px 16px 16px;
  box-shadow: 0 10px 28px rgba(11,61,145,0.06);
  min-height: 206px;
}
#related-articles .related-articles__card--current{
  border-color: rgba(31,111,235,0.35);
  box-shadow: 0 14px 36px rgba(31,111,235,0.10);
}
#related-articles .related-articles__meta{
  margin: 0 0 10px;
  font: 700 12px/1.2 var(--z130df-font);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--z130df-slate);
}
#related-articles .related-articles__meta--current{
  color: var(--z130df-primary);
}
#related-articles .related-articles__card-title{
  margin: 0 0 10px;
  font-family: var(--z130df-font-display);
  font-size: 18px;
  line-height: 1.25;
  letter-spacing: -0.01em;
}
#related-articles .related-articles__link{
  color: var(--z130df-ink);
  text-decoration: none;
}
#related-articles .related-articles__link:hover{
  text-decoration: underline;
}
#related-articles .related-articles__summary{
  margin: 0 0 14px;
  color: var(--z130df-text);
  font-size: 14px;
  line-height: 1.65;
}
#related-articles .related-articles__cta{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 12px;
  border-radius: var(--z130df-radius, 14px);
  border: 1px solid rgba(11,61,145,0.35);
  background: var(--z130df-primary);
  color: var(--z130df-surface);
  text-decoration: none;
  font: 700 13px/1 var(--z130df-font);
}
#related-articles .related-articles__cta:hover{
  background: #0A356F;
}
#related-articles .related-articles__cta:focus-visible,
#related-articles .related-articles__link:focus-visible{
  outline: 3px solid rgba(255,107,53,0.55);
  outline-offset: 2px;
}
#related-articles .related-articles__cta--secondary{
  background: var(--z130df-surface);
  color: var(--z130df-ink);
  border-color: rgba(31,111,235,0.45);
}
#related-articles .related-articles__cta--secondary:hover{
  background: rgba(31,111,235,0.08);
}
#related-articles ::selection{
  background: rgba(31,111,235,0.22);
  color: var(--z130df-ink);
}
@media (max-width: 980px){
  #related-articles{ padding: 40px 14px; }
  #related-articles .related-articles__title{ font-size: 30px; }
  #related-articles .related-articles__card{ grid-column: span 6; }
}
@media (max-width: 640px){
  #related-articles{ padding: 34px 12px; }
  #related-articles .related-articles__title{ font-size: 26px; }
  #related-articles .related-articles__grid{ gap: 12px; }
  #related-articles .related-articles__card{ grid-column: span 12; }
}
@media (prefers-reduced-motion: reduce){
  #related-articles *{ transition: none !important; scroll-behavior: auto !important; }
}

/* Design-system base */
.policy-page{background:var(--z130df-bg);color:var(--z130df-text);font-family:var(--z130df-font);margin:0;padding:0;}
.policy-wrap{max-width:980px;margin:0 auto;padding:24px 16px 48px 16px;}
.policy-header{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:18px 18px 14px 18px;margin-bottom:16px;}
.policy-title{margin:0 0 6px 0;font-family:var(--z130df-font-display);font-size:28px;line-height:1.2;color:var(--z130df-ink);}
.policy-lead{margin:0 0 8px 0;color:var(--z130df-slate);font-size:14px;}
.policy-sublead{margin:0;color:var(--z130df-text);font-size:15px;}
.policy-section{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:18px;margin-bottom:14px;}
.policy-h2{margin:0 0 10px 0;font-size:18px;line-height:1.35;color:var(--z130df-ink);}
.policy-p{margin:10px 0 0 0;font-size:15px;line-height:1.65;color:var(--z130df-text);}
.policy-box{margin-top:10px;padding:14px;border:1px solid var(--z130df-border);border-radius:var(--radius-md);background:var(--z130df-bg);}
.policy-list{margin:10px 0 0 20px;padding:0;}
.policy-li{margin:8px 0;font-size:15px;line-height:1.6;color:var(--z130df-text);}
.policy-contact{margin-top:10px;padding:14px;border:1px solid var(--z130df-border);border-radius:var(--radius-md);background:var(--z130df-surface);}
.policy-link{color:var(--z130df-secondary);text-decoration:underline;}
.policy-link:hover{color:var(--z130df-primary);}
.policy-footer{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:18px;margin-top:16px;}
.policy-footer-inner{display:flex;gap:14px;flex-wrap:wrap;}
.policy-footer-col{flex:1 1 260px;}
.policy-footer-title{margin:0 0 8px 0;font-size:16px;color:var(--z130df-ink);font-weight:700;}
.policy-footer-p{margin:8px 0 0 0;font-size:14px;line-height:1.6;color:var(--z130df-text);}
.policy-footer-note{margin:14px 0 0 0;font-size:13px;line-height:1.55;color:var(--z130df-slate);}
@media (max-width:520px){.policy-wrap{padding-left:12px;padding-right:12px;}.policy-section{padding:14px;}.policy-header{padding:14px;}}

/* Design system variables */
.policy-page{background:var(--z130df-bg);color:var(--z130df-text);font-family:var(--z130df-font);line-height:1.55;}
.policy-container{max-width:980px;margin:28px auto;padding:0 18px;}
.policy-header{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:18px 18px 14px 18px;box-shadow:0 1px 0 rgba(11,61,145,0.05);}
.policy-title{margin:0 0 6px 0;font-size:28px;line-height:1.2;color:var(--z130df-primary);font-family:var(--z130df-font-display);font-weight:700;}
.policy-subtitle{margin:0 0 12px 0;color:var(--z130df-slate);font-size:14px;}
.policy-lead{margin:0;color:var(--z130df-text);font-size:15px;}
.policy-section{margin-top:16px;background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:16px 18px;}
.policy-h2{margin:0 0 10px 0;font-size:18px;color:var(--z130df-ink);font-weight:700;}
.policy-text{margin:0 0 10px 0;font-size:14.5px;color:var(--z130df-text);}
.policy-list{margin:0;padding-left:18px;}
.policy-li{margin:6px 0;font-size:14.5px;}
.policy-label{font-weight:700;color:var(--z130df-ink);margin-right:6px;}
.policy-link{color:var(--z130df-secondary);text-decoration:none;border-bottom:1px solid rgba(31,111,235,0.35)}
.policy-link:hover{color:var(--z130df-primary);border-bottom-color:rgba(11,61,145,0.5)}
.policy-footer{margin-top:18px;padding:16px 18px;background:var(--z130df-primary);color:#fff;border-radius:var(--radius-lg);border:1px solid rgba(255,255,255,0.15);}
.policy-footer-title{margin:0 0 10px 0;font-size:18px;font-family:var(--z130df-font-display);font-weight:700;color:#fff;}
.policy-footer-list{margin:0;padding-left:18px;}
.policy-footnote{margin-top:12px;font-size:13.5px;color:rgba(255,255,255,0.9)}
.policy-footer .policy-text{color:rgba(255,255,255,0.95)}
.policy-footer .policy-li{color:rgba(255,255,255,0.95)}
.policy-footer .policy-link{color:#fff;border-bottom-color:rgba(255,255,255,0.6)}
.policy-footer .policy-link:hover{color:var(--z130df-mist)}
@media (max-width:720px){.policy-container{padding:0 12px}.policy-title{font-size:24px}.policy-section{padding:14px 14px}.policy-header{padding:14px 14px}.policy-lead,.policy-text,.policy-li{font-size:14px}}
 :root{--z130df-primary: #0B3D91;--z130df-secondary:#1F6FEB;--z130df-accent:#FF6B35;--z130df-ink:#0B1220;--z130df-slate:#4B5563;--z130df-mist:#EEF2F7;--z130df-border:#D6DCE3;--z130df-surface:#FFFFFF;--z130df-bg:#F3F5F7;--z130df-text:#0F172A;--z130df-font:'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif;--radius-sm:10px;--radius-md:14px;--radius-lg:18px;}
.policy-page{font-family:var(--z130df-font);color:var(--z130df-text);background:var(--z130df-bg);min-height:100vh;}
.policy-main{max-width:980px;margin:0 auto;padding:24px 16px 40px;}
.policy-header{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:22px 18px;margin-bottom:14px;}
.policy-title{margin:0 0 6px 0;font-size:26px;line-height:1.2;color:var(--z130df-ink);}
.policy-lead{margin:0;font-size:14px;color:var(--z130df-slate);}
.policy-meta-date{color:var(--z130df-slate);}
.policy-section{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:18px;margin:12px 0;}
.policy-section-title{margin:0 0 10px 0;font-size:18px;line-height:1.25;color:var(--z130df-primary);}
.policy-paragraph{margin:10px 0;font-size:15px;line-height:1.6;}
.policy-inline{margin-top:6px;}
.policy-list{margin:8px 0 0 18px;padding:0;}
.policy-list li{margin:8px 0;font-size:15px;line-height:1.6;}
.policy-box{margin-top:10px;background:var(--z130df-mist);border:1px solid var(--z130df-border);border-radius:var(--radius-md);padding:14px;}
.policy-link{color:var(--z130df-secondary);text-decoration:none;}
.policy-link:hover{text-decoration:underline;}
.policy-brand{font-weight:700;color:var(--z130df-primary);}
.policy-footer{margin-top:14px;background:var(--z130df-ink);color:var(--z130df-surface);border-radius:var(--radius-lg);padding:18px;border:1px solid rgba(255,255,255,0.12);}
.policy-footer-title{margin:0 0 10px 0;font-size:18px;color:var(--z130df-mist);}
.policy-footer-list{margin:0;padding:0 0 0 18px;}
.policy-footer-list li{margin:10px 0;font-size:14.5px;line-height:1.6;}
.policy-footer-list strong{color:var(--z130df-surface);}
.policy-footnote{margin:12px 0 0 0;font-size:13.5px;color:rgba(255,255,255,0.85);}
strong{color:var(--z130df-text);}
.policy-footer strong{color:var(--z130df-surface);}
@media (max-width:520px){.policy-main{padding:18px 12px 30px;}.policy-title{font-size:22px;}.policy-section-title{font-size:16.5px;}}

/* Design system variables expected on :root */
.cookie-policy{background:var(--z130df-bg);color:var(--z130df-text);font-family:var(--z130df-font);}
.policy-page{max-width:980px;margin:0 auto;padding:24px 16px 40px 16px;}
.policy-header{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:20px 18px;margin-bottom:16px;}
.policy-kicker{display:inline-block;background:var(--z130df-mist);color:var(--z130df-ink);border:1px solid var(--z130df-border);border-radius:999px;padding:6px 10px;font-size:12px;letter-spacing:.2px;margin-bottom:10px;}
.policy-title{margin:0 0 8px 0;font-family:var(--z130df-font-display);font-size:30px;line-height:1.15;color:var(--z130df-primary);}
.policy-lead{margin:0;color:var(--z130df-slate);font-size:15px;line-height:1.55;}
.policy-section{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:16px 18px;margin:0 0 14px 0;}
.policy-h2{margin:0 0 10px 0;font-size:18px;line-height:1.35;color:var(--z130df-ink);font-family:var(--z130df-font-display);}
.policy-p{margin:0 0 10px 0;color:var(--z130df-text);font-size:14.5px;line-height:1.65;}
.policy-list{margin:0;padding-left:18px;color:var(--z130df-text);}
.policy-li{margin:8px 0;color:var(--z130df-text);font-size:14.5px;line-height:1.6;}
.policy-strong{color:var(--z130df-primary);font-weight:700;}
.policy-link{color:var(--z130df-secondary);text-decoration:underline;}
.policy-link:hover{color:var(--z130df-accent);}
.policy-legal-grid{display:block;margin-top:10px;border-top:1px solid var(--z130df-border);padding-top:12px;}
.policy-legal-item{padding:10px 0;border-bottom:1px solid var(--z130df-border);}
.policy-label{color:var(--z130df-slate);font-size:12.5px;text-transform:none;letter-spacing:0;}
.policy-value{margin-top:4px;color:var(--z130df-text);font-size:14.5px;line-height:1.5;}
.policy-footer{margin-top:10px;}
.policy-footer-card{background:var(--z130df-surface);border:1px solid var(--z130df-border);border-radius:var(--radius-lg);padding:16px 18px;}
.policy-footer-title{font-family:var(--z130df-font-display);font-size:16px;color:var(--z130df-primary);margin-bottom:6px;}
.policy-footer-text{color:var(--z130df-text);font-size:14.5px;line-height:1.6;margin:4px 0;}
.policy-footer-small{color:var(--z130df-slate);font-size:12.8px;}
@media (max-width:520px){.policy-title{font-size:26px;}.policy-page{padding-left:12px;padding-right:12px;}.policy-section,.policy-header{padding-left:14px;padding-right:14px;}}